540 N Cedar St, Gardner, KS 66030 Property Records

Johnson County property record for 540 N Cedar St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,310 sqft · built 1992
Lot Size	0.173 acres (7,544 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,720 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CP72500000-0142`

Property Details

APN / Parcel Number

Primary APN	`CP72500000-0142`
Alternative APNs	`0461362401001047000` `R5141`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
Gross Area	1,888 sqft
1st Floor Area	976 sqft
Basement Area	912 sqft
Finished Basement	334 sqft
Unfinished Basement	578 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,544 sqft (0.173 acres)
View / Lot	Neighborhood / Spot
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Raised Porch
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R5141
Street Address	540 N CEDAR ST
City	GARDNER
State	KS
Zip	66030-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PARMA LT 142 GAC 81 2 142
Legal Subdivision	PARMA
Legal Lot Number	142
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2010
Census Tract	53707

Owner

540 N Cedar St is owned and occupied by two individuals who acquired it in August 2020.

Source: Johnson County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	540 N CEDAR ST, GARDNER, KS 66030-1225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage CAPITOL FEDERAL SAVINGS BANK
Aug 13, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMUNITYAMERICA CU
Aug 10, 2020	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY
Aug 10, 2020	Intrafamily Transfer, Transfer CONTINENTAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020
Deed Sale	Aug 10, 2020
Deed Book / Page	202008 / 3743
Prior Transfer Date	Jul 20, 2020
Prior Transfer Doc	202008/3742
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	540 N CEDAR ST, GARDNER, KS 66030-1225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201907/002827
Date	Jul 9, 2019
Book Page	201907/002827

Lender

Name	CAPITOL FEDERAL SAVINGS BANK
Type	Bank
Address	TOPEKA, KS 66603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	540 N CEDAR ST, GARDNER, KS 66030-1225
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	PLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202008/5564
Date	Aug 13, 2020
Book Page	202008/5564

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Aug 10, 2020
Property Address	540 N CEDAR ST, GARDNER, KS 66030-1225
Document Number	202008/3743
Book / Page	202008 / 3743
Instrument Date	Jul 29, 2020
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSON KS
Recording Date	Aug 10, 2020
Property Address	540 N CEDAR ST, GARDNER, KS 66030-1225
Document Number	202008/3742
Book / Page	202008 / 3742
Instrument Date	Jul 20, 2020
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34827 LONESTAR RD, 34827, OSAWATOMIE, KS 66064-5178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 N CEDAR ST, GARDNER, KS 66030-1225

Tax Assessment & Valuation

The 2025 property tax bill for 540 N Cedar St was $3,720, up 12.7% from the year before.

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,720.00 (+12.66%)	$30,901 (+13%) Land $6,148 Building $24,753	$268,700 (+12.99%) Land $53,460 Building $215,240
2024	$3,302.00	$27,347 (+3.52%) Land $6,148 Building $21,199	$237,800 (+3.53%) Land $53,460 Building $184,340
2023	$3,302.00 (+7.07%)	$26,416 (+8.2%) Land $6,148 Building $20,268	$229,700 (+8.2%) Land $53,460 Building $176,240
2022	$3,084.00	$24,415 Land $5,334 Building $19,081	$212,300 Land $46,380 Building $165,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 N Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 540 N Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
KWIKOM Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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