540 N Braddock St, Winchester, VA 22601 Property Records

Winchester City property record for 540 N Braddock St, Winchester, VA 22601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,382 sqft · built 1937
Lot Size	0.422 acres (18,378 sqft)
Owner	Trust Name on File
Last Sale	$239,000 (Jan 2008)
Tax Bill	$3,723 (2026)
Deeds & Mortgages	Sep 2022 Transfer Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`153-01-D-28`

Property Details

APN / Parcel Number

Primary APN	`153-01-D-28`
Alternative APNs	`5480` `6121`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,382 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	1,032 sqft
Basement Area	1,032 sqft
Unfinished Basement	1,032 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1965
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asbestos
Lot Area	18,378 sqft (0.422 acres)
Lot Dimensions	185 ft deep x 99.3 ft wide
Terrain	Rolling
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	334 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5480
Street Address	540 N BRADDOCK ST
City	WINCHESTER
State	VA
Zip	22601-3924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	E S 540 NORTH BRADDOCK STREET
Jurisdiction	WINCHESTER CITY VA
Township / Civil Division	WINCHESTER
Census Block Group	4
Census Block	4001
Census Tract	201

Owner

540 N Braddock St is owner-occupied and held in a trust since August 2022.

Source: Winchester City records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	540 N BRADDOCK ST, WINCHESTER, VA 22601-3924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Gift Deed, Transfer
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Sep 6, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2008 · Amount on File
Deed Sale	Jan 22, 2008 · Amount on File
Deed Document Number	200890000164
Last Transfer Date	Aug 9, 2022
Transfer Doc	0000002112
Record Updated	Sep 20, 2026

September 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Sep 1, 2022
Property Address	540 N BRADDOCK ST, WINCHESTER, VA 22601-3924
Document Number	0220002112
Map Reference	MB 277 PG 541
Instrument Date	Aug 9, 2022
Instrument	220002112
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	540 N BRADDOCK ST, WINCHESTER, VA 22601-3924

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	540 N BRADDOCK ST, WINCHESTER, VA 22601-3924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200000534
Date	Mar 4, 2020
Instrument	200000534

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	540 N BRADDOCK ST, WINCHESTER, VA 22601-3924
Transaction Type	Mortgage
Record Updated	Oct 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190001765
Date	Sep 6, 2019
Instrument	190001765

Lender

Name	BANK OF CLARKE COUNTY
Type	Bank
Address	WINCHESTER, VA 22601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 540 N Braddock St was $3,723.

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Winchester City
Unified School District	Winchester City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,723.00	$468,300 Land $90,000 Building $378,300
2025	$3,723.00		$468,300 Land $90,000 Building $378,300
2023	$3,475.00 (+20.91%)	$418,700 Land $90,000 Building $328,700	$418,700 Land $90,000 Building $328,700
2022	$2,874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 N Braddock St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2010–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 540 N Braddock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICK WATER serves 46,206 people · EPA ID VA2069250
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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