540 N Albert St, Macomb, IL 61455 Property Records

McDonough County property record for 540 N Albert St, Macomb, IL 61455

Property Summary

Property Type	Single Family Home
Details	2 bd · 815 sqft · built 1920
Lot Size	0.21 acres (9,323 sqft)
Owner	Individual Name on Record
Last Sale	$39,500 (Nov 2021)
Tax Bill	$1,897 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2017 Mortgage + 4 more
APN	`11-100-084-00`

Property Details

APN / Parcel Number

Primary APN	`11-100-084-00`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	815 sqft Living Area
1st Floor Area	787 sqft
Basement Area	787 sqft
Unfinished Basement	787 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Other
Construction Type	Frame
Lot Area	9,323 sqft (0.21 acres)

Location & Zoning

Street Address	540 N ALBERT ST
City	MACOMB
State	IL
Zip	61455-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S36 T6 R3 LOT 10 CHANDLERS 2ND SUB
Legal Range	03
Legal Township	06
Legal Section	36
Legal Subdivision	CHANDLERS 2ND SUB
Legal Lot Number	10
Jurisdiction	MCDONOUGH IL
Township / Civil Division	MACOMB CITY
Census Block Group	1
Census Block	1005
Census Tract	10402

Owner

Source: McDonough County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	663 1250E ST, MOUNT STERLING, IL 62353-4700
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK AND TRUST COMPANY
Jul 20, 2017	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Nov 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FARMERS STATE BANK & TRUST CO
Apr 15, 2021	Warranty Deed, Transfer
Dec 14, 2020	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
Nov 13, 2020	Trustee's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Nov 30, 2021 · Amount on Record
Deed Document Number	20214066
Prior Transfer Date	Jan 26, 2007
Prior Transfer Doc	0020070404
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONOUGH IL
Recording Date	Apr 15, 2026
Property Address	540 N ALBERT ST, MACOMB, IL 61455-1410
Document Number	0000001033
Instrument Date	Apr 8, 2026
Instrument	20261033
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001033,
Date	Apr 15, 2026
Instrument	20261033

Lender

Name	FARMERS STATE BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2056

Interest

Rate	6.11%
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONOUGH IL
Property Address	540 N ALBERT ST, MACOMB, IL 61455-1410
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020171825
Date	Jul 20, 2017
Instrument	2017-1825

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MACOMB, IL 61455

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 13, 2022

Interest

Rate	4.25%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONOUGH IL
Recording Date	Nov 30, 2021
Property Address	540 N ALBERT ST, MACOMB, IL 61455-1410
Document Number	0020214066
Instrument Date	Nov 24, 2021
Instrument	2021-4066
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	663 1250E ST, MOUNT STERLING, IL 62353-4700

Mortgage

Document Number	0020214067
Date	Nov 30, 2021
Instrument	2021-4067

Lender

Name	FARMERS STATE BANK & TRUST CO
Type	Bank
Address	MOUNT STERLING, IL 62353

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 21, 2031

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONOUGH IL
Recording Date	Apr 15, 2021
Property Address	540 N ALBERT ST, MACOMB, IL 61455-1410
Document Number	0020211144
Instrument Date	Apr 12, 2021
Instrument	2021-1144
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Amount	Amount Recorded
Tax	$1,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 N MAIN ST, CHATHAM, IL 62629-1019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 50, MACOMB, IL 61455-0050
Investor	Possibly a Property Investor

December 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MCDONOUGH IL
Recording Date	Dec 14, 2020
Property Address	540 N ALBERT ST, MACOMB, IL 61455-1410
Document Number	0020203634
Instrument Date	Dec 14, 2020
Instrument	2020-3634
Transaction Type	Foreclosure
Record Updated	May 9, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 W JACKSON ST, MACOMB, IL 61455-2006

November 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCDONOUGH IL
Recording Date	Nov 13, 2020
Property Address	540 N ALBERT ST, MACOMB, IL 61455-1410
Document Number	0020203202
Instrument Date	Nov 13, 2020
Instrument	2020-3202
Transaction Type	Foreclosure
Record Updated	May 9, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: McDonough County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McDonough County
County Subdivision	Macomb City Township
Municipality	Macomb City
Unified School District	Macomb Community Unit School District 185 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,897.00 (+5.21%)	$16,366 (+4.39%) Land $1,193 Building $15,173	$49,098 (+4.39%) Land $3,579 Building $45,519
2024	$1,803.00 (-2.49%)	$15,678 (+4.35%) Land $1,143 Building $14,535	$47,034 (+4.35%) Land $3,429 Building $43,605
2023	$1,849.00	$15,025 Land $1,095 Building $13,930	$45,075 Land $3,285 Building $41,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB serves 15,051 people · EPA ID IL1090350
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Logonix Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies, MTC Communications, T-Mobile.

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