540 N 640 W, Orem, UT 84057 Property Records

Utah County property record for 540 N 640 W, Orem, UT 84057

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 1,114 sqft · built 1999
Lot Size0.134 acres (5,837 sqft)
OwnerIndividual Name on Record
Last Sale$171,300 (Feb 2017)
Tax Bill$1,969 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Oct 2017 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN34-288-0002

Property Details

APN / Parcel Number

Primary APN34-288-0002
Alternative APN
  • 134603

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,114 sqft Living Area
Gross Area2,228 sqft
1st Floor Area1,114 sqft
Basement Area1,114 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2004
Architectural StyleA-Frame
Exterior MaterialMetal
Roof TypeGable
Roof MaterialOther
Lot Area5,837 sqft (0.134 acres)
Garage TypeCarport
Garage Area238 sqft
CarportCarport
Carport Area238 sqft
Parking Spaces1 Parking Space
PorchRaised Porch
Porch Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number134603
Street Address540 N 640 W
CityOREM
StateUT
Zip84057-3720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2, PLAT A, AUGHENBAUGH SUBDV. AREA 0.134 AC.
Legal SubdivisionAUGHENBAUGH SUBDV
Legal Lot Number2
JurisdictionUTAH UT
Township / Civil DivisionPROVO-OREM
Census Block Group3
Census Block3015
Census Tract801

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address540 N 640 W, OREM, UT 84057-3720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2023Deed of Trust, Mortgage · Line of Credit
AMERICA FIRST FCU
Oct 26, 2017Deed of Trust, Mortgage · Line of Credit
ROCK CANYON BK
Feb 10, 2017Quit Claim Deed, Transfer
TITLE WEST TITLE COMPANY, TITLE WEST TITLE CO
Feb 10, 2017Quit Claim Deed, Transfer
TITLE WEST TITLE COMPANY, TITLE WEST TITLE CO
Feb 10, 2017Quit Claim Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2017 · Amount on Record
Deed SaleFeb 10, 2017 · Amount on Record
Prior SaleApr 1, 1999
Deed Document Number201714386
Prior Transfer DateJan 11, 2017
Prior Transfer Doc0000014386
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address540 N 640 W, OREM, UT 84057-3720
Transaction TypeMortgage
Record UpdatedFeb 14, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007529
DateFeb 7, 2023
Instrument7529:2023
Lender
NameAMERICA FIRST FCU
TypeCredit Union
AddressOGDEN, UT 84405
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueFeb 28, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address540 N 640 W, OREM, UT 84057-3720
Document Number0000108198
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedNov 6, 2017
Title CompanyUNION TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 N 640 W OREM UT 840573720, OREM, UT 84057-3720

Mortgage

Document Number0000108198
DateOct 31, 2017
Instrument108198
Lender
NameROCK CANYON BK
TypeBank
AddressPLEASANT GROVE, UT 84062
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionUTAH UT
Recording DateFeb 10, 2017
Property Address540 N 640 W, OREM, UT 84057-3720
Document Number0000014387
Instrument DateFeb 6, 2017
Instrument14387
Transaction TypeTransfer
Record UpdatedFeb 17, 2017
Title CompanyTITLE WEST TITLE COMPANY, TITLE WEST TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address540 N 640 W OREM UT 840573720, OREM, UT 84057-3720

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionUTAH UT
Recording DateFeb 10, 2017
Property Address540 N 640 W, OREM, UT 84057-3720
Document Number0000014389
Instrument DateFeb 6, 2017
Instrument14389
Transaction TypeTransfer
Record UpdatedFeb 17, 2017
Title CompanyTITLE WEST TITLE COMPANY, TITLE WEST TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 N 640 W OREM UT 840573720, OREM, UT 84057-3720

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionUTAH UT
Recording DateFeb 10, 2017
Property Address540 N 640 W, OREM, UT 84057-3720
Document Number0000014386
Instrument DateJan 11, 2017
Instrument014386:2017
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyTITLE WEST

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address540 N 640 W, OREM, UT 84057-3720
InvestorPossibly a Property Investor

Mortgage

Document Number0000014388
DateFeb 10, 2017
Instrument014388:2017
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateUtah
CountyUtah County
MunicipalityOrem City
Unified School DistrictAlpine School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$252,945 (-43.74%)$459,900 (+2.29%) Land $174,800 Building $285,100
2025$1,969.00 (+3.74%)$449,600 (+93.16%) Land $174,800 Building $274,800$449,600 (+6.24%) Land $174,800 Building $274,800
2024$1,898.00 (+7.17%)
2023$1,771.00 (+2.79%)$232,760$423,200 Land $166,500 Building $256,700
2022$1,723.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREM CITY WATER SYSTEM
serves 98,129 people · EPA ID UTAH25020
Water SourcePurchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State InspectionJul 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency
Fiber
10,000 / 10,000
SenaWave
Fiber
2,500 / 2,500
Xfinity
Cable
2,000 / 250
Beehive Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

May also be available: Utah Broadband.

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