Polk County property record for 540 N 1st Ave, Bartow, FL 33830
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,521 sqft · built 2022 |
| Lot Size | 0.046 acres (2,017 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,843 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-05-384528-000180 |
| Primary APN | 25-30-05-384528-000180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,521 sqft Living Area |
| Gross Area | 1,829 sqft |
| 1st Floor Area | 584 sqft |
| Upper Floors Area | 937 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 2,017 sqft (0.046 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Porch | Unfinished Open Porch |
| Street Address | 540 N 1ST AVE |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-4021 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 1ST AVENUE TOWNHOMES PB 176 PG 22 LOT 18 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 05 |
| Legal Subdivision | 1ST AVENUE TOWNHOMES |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 15000 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1119, HIGHLAND CITY, FL 33846-1119 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 14, 2026 |
| Property Address | 540 N 1ST AVE, BARTOW, FL 33830-4021 |
| Document Number | 0000222330 |
| Book / Page | 14152 / 1775 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 2026222330 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 4720 HANCOCK LAKE RD, LAKELAND, FL 33812-7707 |
| Document Number | 0000222330, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 14152/1775 |
| Instrument | 2026222330 |
| Name | MIDFLORIDA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,000 (-1.9%) Land $100 Building $206,900 | $207,000 (-1.9%) Land $100 Building $206,900 | |
| 2025 | $3,843.00 (-10.48%) | $211,000 (+5.5%) Land $100 Building $210,900 | $211,000 (+5.5%) Land $100 Building $210,900 |
| 2024 | $4,293.00 (+10.33%) | ||
| 2023 | $3,891.00 (+1,155.16%) | $200,000 (+1,076.47%) Land $100 Building $199,900 | $200,000 (+1,076.47%) Land $100 Building $199,900 |
| 2022 | $310.00 | $17,000 Land $17,000 | $17,000 Land $17,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1995–2004) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum, Verizon.
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