540 Munro St, Delta, CO 81416 Property Records

Delta County property record for 540 Munro St, Delta, CO 81416

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,349 sqft · built 1979
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$306,000 (Jun 2023)
Tax Bill$1,337 (2025)
Deeds & MortgagesJan 2019 Mortgage
Jun 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone D (undetermined)
APNR012134

Property Details

APN / Parcel Number

Primary APNR012134
Alternative APN
  • 345519102012

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,349 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialMarblecrete
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemRadiant
Heating FuelElectric
SewerConnected

Location & Zoning

Account NumberR012134
Street Address540 MUNRO ST
CityDELTA
StateCO
Zip81416-2936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description540 MUNRO ST DELTA 81416 S: 19 T: 15S R: 95W SUBDIVISION: GARNET HEIGHTS SUBDIVISION BLOCK: 2 LOT: 12 GARNET HEIGHTS SUBD /DELTA (127.5 X 83.0) BLOCK 2 LOT 12 SEC 19 T15S R95W 6PM BK 438 PG 1044 (R-341431) BK 465 PG 1269 (R-374714) BK 467 PG 506 (R-3
Legal SubdivisionGARNET HEIGHTS SUBDIVISION
Legal Block2
Legal Lot Number12
JurisdictionDELTA CO
Township / Civil DivisionDELTA
Census Block Group1
Census Block1015
Census Tract964900

Owner

Source: Delta County assessment roll, APN R012134, as of May 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address540 MUNRO ST, DELTA, CO 81416-2936
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2019Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
Jun 30, 2023Special Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO
Apr 23, 2018Warranty Deed, Transfer · VA Mortgage
MORTGAGE SOLUTIONS LLC
Dec 01, 2017Special Warranty Deed, Transfer
CARRINGTON TITLE SERVICES, CARRINGTON TITLE SVCS LLC
Jun 26, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2023 · Amount on Record
Deed SaleJun 30, 2023 · Amount on Record
Prior SaleApr 23, 2018 · Amount on Record
Deed Document Number2023747355
Record UpdatedSep 20, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address540 MUNRO ST, DELTA, CO 81416-2936
Transaction TypeMortgage
Record UpdatedJul 18, 2023
Title CompanyVANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000708552
DateJan 25, 2019
Instrument708552
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term349 Months
DueFeb 01, 2048

June 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDELTA CO
Recording DateJun 30, 2023
Property Address540 MUNRO ST, DELTA, CO 81416-2936
Document Number0000747355
Instrument DateJun 30, 2023
Instrument747355
Transaction TypeTransfer
Record UpdatedJul 18, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$30.60
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address540 MUNROST, DELTA, CO 81416-2936

Mortgage

Document Number0000747356
DateJun 30, 2023
Instrument747356
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateApr 23, 2018
Property Address540 MUNRO ST, DELTA, CO 81416-2936
Document Number0000702865
Instrument DateApr 20, 2018
Instrument702865
Transaction TypeTransfer
Record UpdatedJul 18, 2023
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$18.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 MUNRO ST, DELTA, CO 81416-2936

Mortgage

Document Number0000702866
DateApr 23, 2018
Instrument702866
Lender
NameMORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

December 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDELTA CO
Recording DateDec 01, 2017
Property Address540 MUNRO ST, DELTA, CO 81416-2936
Document Number0000699862
Instrument DateNov 27, 2017
Instrument699862
Transaction TypeTransfer
Record UpdatedJul 18, 2023
Title CompanyCARRINGTON TITLE SERVICES, CARRINGTON TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$10.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 E SOUTH ST DOUGLASS RD130A, RD130A, ANAHEIM, CA 92805-4903

Transferred To (Grantee/Buyer)

NameVerified Name
Address6306 GIBSON DR, BELLE ISLE, FL 32809-6149

June 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDELTA CO
Recording DateJun 26, 2017
Property Address540 MUNRO ST, DELTA, CO 81416-2936
Document Number0000696214
Instrument DateJun 26, 2017
Instrument696214
Transaction TypeForeclosure
Record UpdatedJul 18, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7360 S KYRENE RD, TEMPE, AZ 85283-8432

Tax Assessment & Valuation

Source: Delta County assessment roll as of May 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityDelta City
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,337.00 (+10.4%)$19,659 (+7.36%) Land $3,125 Building $16,534$314,548 (+15.09%) Land $50,000 Building $264,548
2024$1,211.00 (+13.28%)$18,312 (+9.06%) Land $2,789 Building $15,523
2023$1,069.00 (-0.28%)$16,791 (+1.06%) Land $2,747 Building $14,044$273,317 (+14.33%) Land $41,624 Building $231,693
2022$1,072.00$16,615 Land $3,128 Building $13,487$239,061 Land $45,000 Building $194,061

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delta County (08029C), as of November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 132 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Delta Montrose Electric Association
Fiber
6,000 / 6,000
Clearnetworx
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CO0115205, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF DELTA
serves 8,700 people
Water SourcePurchased surface water from PROJECT 7 WA
Last State InspectionFeb 2024
Also Mapped HereTRI COUNTY WCD

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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