Cecil County property record for 540 Muddy Ln, Elkton, MD 21921
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 1,620 sqft · built 2007 |
| Lot Size | 8.23 acres (358,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Jun 2024) |
| Tax Bill | $2,245 (2026) |
| Deeds & Mortgages | Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-020096 |
| Primary APN | 03-020096 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,620 sqft Total Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Mobile Home |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 358,499 sqft (8.23 acres) |
| Deck Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 020096 |
|---|---|
| Street Address | 540 MUDDY LN |
| City | ELKTON |
| State | MD |
| Zip | 21921-5120 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RM |
| Legal Description | 8.233 ACRES 540 MUDDY LANE N/E OF ELKTON |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30507 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 540 MUDDY LN, ELKTON, MD 21921-5120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2024 · Amount on Record |
| Deed Sale | Jun 28, 2024 · Amount on Record |
| Prior Sale | Jun 15, 2022 · Amount on Record |
| Deed Book / Page | 5485 / 445 |
| Prior Transfer Date | Feb 2, 2007 |
| Prior Transfer Doc | 0022990188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jun 15, 2022 |
| Property Address | 540 MUDDY LN, ELKTON, MD 21921-5120 |
| Document Number | 0051840495 |
| Book / Page | 5184 / 495 |
| Instrument Date | Jun 9, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Title Company | ARDENT TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 2036, ELKTON, MD 21922-2036 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,245.00 (+4.42%) | $201,567 (+5.51%) | $212,100 (-) Land $134,600 Building $77,500 |
| 2025 | $2,150.00 (+59.61%) | $191,033 (+6.13%) | $212,100 (+17.51%) Land $134,600 Building $77,500 |
| 2023 | $1,347.00 Homeowner's exemption | $180,000 | $180,500 Land $134,600 Building $45,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: T-Mobile, Talkie Communications, Verizon, Xfinity.
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