540 Mount Harmon Rd, Earleville, MD 21919 Property Records

Cecil County property record for 540 Mount Harmon Rd, Earleville, MD 21919 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	2.5 ba · 1,989 sqft · built 1994
Lot Size	23.5 acres (1,026,709 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Dec 2017)
Tax Bill	$5,616 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-052179`

Property Details

APN / Parcel Number

Primary APN	`01-052179`
Alternative APNs	`1052179` `052179`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,989 sqft Total Area
Basement Area	116 sqft
Finished Basement	116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,026,709 sqft (23.5 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	196 sqft
Deck Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	052179
Street Address	540 MOUNT HARMON RD
City	EARLEVILLE
State	MD
Zip	21919-2604
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 2 - 23.578 ACRES 540 MOUNT HARMON ROAD MOUNT HARMON
Legal Subdivision	MOUNT HARMON SUBDIVISION
Legal Lot Number	2
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	3
Census Block	3002
Census Tract	30100

Owner

Source: Cecil County records · APN 01-052179

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	228 CHELTENHAM RD, NEWARK, DE 19711-3682
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2017 · Amount on Record
Deed Sale	Dec 22, 2017 · Amount on Record
Prior Sale	Nov 16, 1988 · Amount on Record
Deed Book / Page	4181 / 6
Record Updated	Sep 20, 2026

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Dec 22, 2017
Property Address	540 MOUNT HARMON RD, EARLEVILLE, MD 21919-2604
Document Number	0041810006
Book / Page	004181 / 000006
Instrument Date	Dec 15, 2017
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	228 CHELTENHAM RD NEWARK DE 197113682, NEWARK, DE 19711-3682

Mortgage

Document Number	41810012
Date	Dec 22, 2017
Book Page	004181/000012

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,700 (+9.31%)	$545,700 (+11.66%) Land $239,800 Building $305,900
2025	$5,616.00 (+4.37%)
2023	$5,381.00	$481,833	$488,700 Land $239,800 Building $248,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150301003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force 5 of 26 on primary residences
Nearby Flood Claims	21 (1979–2024)
Claims Outside the SFHA	1 of 21
Most Recent Claim	Jan 2024, tidal / storm surge
Flood Events	Hurricane Sandy (Oct 2012), 2 claims Hurricane Isabel (Sep 2003), 15 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 68% of Maryland
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.