540 Moreno Ln, Sugarloaf, CA 92386 Property Records

San Bernardino County property record for 540 Moreno Ln, Sugarloaf, CA 92386

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 965 sqft · built 1977
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$203,000 (Mar 2018)
Tax Bill	$3,811 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`2350-611-09-0000`

Property Details

APN / Parcel Number

Primary APN	`2350-611-09-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	965 sqft Living Area
1st Floor Area	965 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Patio/Porch
Porch Area	310 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	540 MORENO LN
City	SUGARLOAF
State	CA
Zip	92386-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BVRS
Legal Description	BIG BEAR HIGHLANDS LOTS 58 AND 59 BLK 49
Legal Subdivision	BIG BEAR HIGHLANDS
Legal Tract	BIG BEAR H
Legal Block	49
Legal Lot Number	58,59
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	1
Census Block	1043
Census Tract	11408

Owner

540 Moreno Ln is owned by an individual who bought it in March 2018.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	4688 NORTHRIDGE DR, LOS ANGELES, CA 90043-2040
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Mar 9, 2018	Grant Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2018 · Amount on File
Deed Sale	Mar 9, 2018 · Amount on File
Prior Sale	Aug 8, 2012 · Amount on File
Deed Document Number	201884799
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	540 MORENO LN, SUGARLOAF, CA 92386-9606
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000238619
Date	Jul 16, 2020
Instrument	2020-0238619

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 9, 2018
Property Address	540 MORENO LN, SUGARLOAF, CA 92386-9606
Document Number	0000084799
Map Reference	MB 25 PG 11&12
Instrument Date	Jan 29, 2018
Instrument	2018-0084799
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE IE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4688 NORTHRIDGE DR, LOS ANGELES, CA 90043-2040

Mortgage

Document Number	0000084800
Date	Mar 9, 2018
Instrument	2018-0084800

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 540 Moreno Ln was $3,811.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$235,600 (+2%) Land $47,121 Building $188,479
2025	$3,811.00	$230,980 Land $46,197 Building $184,783
2023	$3,537.00 (+3.75%)	$222,011 Land $44,403 Building $177,608
2022	$3,409.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 540 Moreno Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Moreno Ln is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Also Mapped Here	BIG BEAR CITY CSD
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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