540 Moonlight Dr, San Marcos, CA 92069 Property Records

San Diego County property record for 540 Moonlight Dr, San Marcos, CA 92069

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,000 sqft · built 2015
Lot Size	0.321 acres (14,011 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Jul 2020)
Tax Bill	$8,494 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`218-171-07-05`

Property Details

APN / Parcel Number

Primary APN	`218-171-07-05`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,000 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Condo/Apartment
Lot Area	14,011 sqft (0.321 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	540 MOONLIGHT DR
City	SAN MARCOS
State	CA
Zip	92069-2067
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPA
Legal Description	LOT 1 US 17PER DOC15-0241290&UND INT IN MODULE 1A TR 016011
Legal Subdivision	SAN MARCOS TSM 13-003
Legal Tract	016011
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	20023

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 MOONLIGHT DR, SAN MARCOS, CA 92069-2067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jul 8, 2020	Grant Deed, Transfer · Conventional with PMI NAVY FCU
Jul 8, 2020	Quit Claim Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2020 · Amount on Record
Deed Sale	Jul 8, 2020 · Amount on Record
Prior Sale	Sep 11, 2015 · Amount on Record
Deed Document Number	2020360765
Prior Transfer Date	Jun 2, 2020
Prior Transfer Doc	0000545594
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	540 MOONLIGHT DR, SAN MARCOS, CA 92069-2067
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 MOONLIGHT DR, SAN MARCOS, CA 92069-2067

Mortgage

Document Number	0000338330
Date	Dec 1, 2025
Instrument	2025-0338330

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	540 MOONLIGHT DR, SAN MARCOS, CA 92069-2067
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 MOONLIGHT DR, SAN MARCOS, CA 92069-2067

Mortgage

Document Number	0000037248
Date	Jan 26, 2022
Instrument	2022-0037248

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 8, 2020
Property Address	540 MOONLIGHT DR, SAN MARCOS, CA 92069-2067
Document Number	0000360765
Instrument Date	Jun 9, 2020
Instrument	360765
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$649.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 MOONLIGHT DR SAN MARCOS CA 920692067, SAN MARCOS, CA 92069-2067

Mortgage

Document Number	360766
Date	Jul 8, 2020
Instrument	360766

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 8, 2020
Property Address	540 MOONLIGHT DR, SAN MARCOS, CA 92069-2067
Document Number	0000360764
Instrument Date	Jun 2, 2020
Instrument	360764
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14140 WINGED FOOT CIR VALLEY CENTER CA 920826664, VALLEY CENTER, CA 92082-6664

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$651,406 (+2%) Land $331,223 Building $320,183
2025	$8,494.00 (+7.38%)	$638,634 (+4.04%) Land $324,729 Building $313,905
2023	$7,910.00 (+1.91%)	$613,836 Land $312,120 Building $301,716
2022	$7,762.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1993–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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