540 Mears St, Chadron, NE 69337 Property Records

Dawes County property record for 540 Mears St, Chadron, NE 69337

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,065 sqft · built 1904
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Trust Names on File
Last Sale	$150,000 (Dec 2021)
Tax Bill	$2,731 (2025)
Deeds & Mortgages	Aug 2025 Transfer Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`230005227`

Property Details

APN / Parcel Number

Primary APN	`230005227`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,065 sqft Living Area
1st Floor Area	1,325 sqft
Basement Area	2,650 sqft
Unfinished Basement	1,325 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Lean-To	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	540 MEARS ST
City	CHADRON
State	NE
Zip	69337-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	BLOCK: 47 LOT: 5 & 6 ADDITION: WTC 3RD
Legal Subdivision	ADDITION WTC 3RD
Legal Block	47
Legal Lot Number	5,6
Jurisdiction	DAWES NE
Township / Civil Division	03
Census Block Group	5
Census Block	5055
Census Tract	950700

Owner

540 Mears St is owner-occupied and held in a trust since December 2021.

Source: Dawes County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	540 MEARS ST, CHADRON, NE 69337-2533
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2025	Intrafamily Transfer, Transfer
Dec 8, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF THE WEST
May 21, 2020	Warranty Deed, Transfer · Commercial Mortgage ROLLIN CURD
Apr 21, 2010	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2021 · Amount on File
Deed Sale	Dec 8, 2021 · Amount on File
Deed Document Number	20211573
Prior Transfer Date	Apr 20, 2010
Prior Transfer Doc	0201000377
Record Updated	Oct 29, 2026

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAWES NE
Recording Date	Aug 7, 2025
Property Address	540 MEARS ST, CHADRON, NE 69337-2533
Document Number	0202500767
Instrument Date	Aug 7, 2025
Instrument	2025-00767
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWES NE
Recording Date	Dec 8, 2021
Property Address	540 MEARS ST, CHADRON, NE 69337-2533
Document Number	0202101573
Instrument Date	Dec 6, 2021
Instrument	2021-01573
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101574
Date	Dec 8, 2021
Instrument	2021-01574

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWES NE
Recording Date	May 21, 2020
Property Address	540 MEARS ST, CHADRON, NE 69337-2533
Document Number	0202000443
Instrument Date	May 21, 2020
Instrument	2020-00443
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000444
Date	May 21, 2020
Instrument	2020-00444

Lender

Name	ROLLIN CURD
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	59 Months
Due	Apr 1, 2025

April 2010: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAWES NE
Recording Date	Apr 21, 2010
Property Address	540 MEARS ST, CHADRON, NE 69337-2533
Document Number	0201000377
Instrument Date	Apr 20, 2010
Instrument	2010-00377
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

The 2025 property tax bill for 540 Mears St was $2,731.

Source: Dawes County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawes County
Municipality	Chadron City
Unified School District	Chadron Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,970 (+9%) Land $44,965 Building $170,005	$214,970 (+9%) Land $44,965 Building $170,005
2025	$2,731.00	$197,220 Land $41,250 Building $155,970	$197,220 Land $41,250 Building $155,970
2023	$3,570.00	$197,220 Land $41,250 Building $155,970	$197,220 Land $41,250 Building $155,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Mears St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Mears St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHADRON serves 6,257 people · EPA ID NE3104507
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Viaero Wireless.

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