540 Meadow Loop, Montesano, WA 98563 Property Records

Grays Harbor County property record for 540 Meadow Loop, Montesano, WA 98563

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,904 sqft · built 2017
Lot Size0.63 acres (27,443 sqft)
Owner2 Individual Names on File
Last Sale$329,000 (Aug 2017)
Tax Bill$5,209 (2026)
Deeds & MortgagesJan 2024 Mortgage
Oct 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN078300000300

Property Details

APN / Parcel Number

Primary APN078300000300

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,904 sqft Living Area
1st Floor Area1,904 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional
Foundation TypeConcrete
Lot Area27,443 sqft (0.63 acres)
Garage Area2,740 sqft

Location & Zoning

Street Address540 MEADOW LOOP
CityMONTESANO
StateWA
Zip98563-4719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSWISS MEADOWS PHASE 1 LOT 3 & LOT B OF BLA 11-07130009 (PER SURVEY UNDER AFN 21-07270004)
Legal Range05
Legal Township07
Legal Section17
Legal SubdivisionSWISS MEADOWS
Legal Phase1
Legal Lot Number3,B
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionMONTESANO
Census Block Group4
Census Block4034
Census Tract402

Owner

540 Meadow Loop is owned and occupied by two individuals who bought it in August 2017.

Source: Grays Harbor County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address540 MEADOW LOOP, MONTESANO, WA 98563-4719
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2024Deed of Trust, Mortgage · FHA Mortgage
1ST SECURITY BANK OF WASHINGTON
Oct 19, 2022Deed of Trust, Mortgage · Line of Credit
1ST SECURITY BANK OF WASHINGTON
Jan 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
1ST SECURITY BANK OF WASHINGTON
Jul 22, 2021Intrafamily Transfer, Transfer
Aug 23, 2019Deed of Trust, Mortgage
GREAT NORTHWEST FCU
Aug 30, 2017Warranty Deed, Transfer
PACIFIC TITLE LC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2017 · Amount on File
Deed SaleAug 30, 2017 · Amount on File
Prior SaleAug 11, 2011 · Amount on File
Deed Document Number201715
Prior Transfer DateMar 17, 2010
Prior Transfer Doc0000000038
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address540 MEADOW LOOP, MONTESANO, WA 98563-4719
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 MEADOW LOOP, MONTESANO, WA 98563-4719

Mortgage

Document Number0001310004
DateJan 31, 2024
Instrument2024-01310004
Lender
Name1ST SECURITY BANK OF WASHINGTON
TypeBank
AddressMOUNTLAKE TERRACE, WA 98043
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address540 MEADOW LOOP, MONTESANO, WA 98563-4719
Transaction TypeMortgage
Record UpdatedNov 11, 2022
Title CompanyCOAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010190028
DateOct 19, 2022
Instrument2022-10190028
Lender
Name1ST SECURITY BANK OF WASHINGTON
TypeBank
AddressMOUNTLAKE TERRACE, WA 98043
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address540 MEADOW LOOP, MONTESANO, WA 98563-4719
Transaction TypeMortgage
Record UpdatedFeb 23, 2022
Title CompanyCOAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001050013
DateJan 5, 2022
Instrument2022-01050013
Lender
Name1ST SECURITY BANK OF WASHINGTON
TypeBank
AddressMOUNTLAKE TERRACE, WA 98043
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGRAYS HARBOR WA
Recording DateJul 22, 2021
Property Address540 MEADOW LOOP, MONTESANO, WA 98563-4719
Document Number0007220024
Map ReferenceVOL 11 PG 35-38
Instrument DateJul 21, 2021
Instrument2021-07220024
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 MEADOW LOOP, MONTESANO, WA 98563-4719

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address540 MEADOW LOOP, MONTESANO, WA 98563-4719
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPACIFIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 MEADOW LOOP, MONTESANO, WA 98563-4719

Mortgage

Document Number0008230014
DateAug 23, 2019
Instrument2019-08230014
Lender
NameGREAT NORTHWEST FCU
TypeCredit Union
AddressABERDEEN, WA 98520
Agreement
AmountAmount on Record

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateAug 30, 2017
Property Address540 MEADOW LOOP, MONTESANO, WA 98563-4719
Document Number0008300015
Instrument DateJul 13, 2017
Instrument8300015
Transaction TypeTransfer
Record UpdatedSep 26, 2017
Title CompanyPACIFIC TITLE LC

Transaction

AmountAmount on Record
Tax$5,038.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address540 MEADOW LOOP MONTESANO WA 985634719, MONTESANO, WA 98563-4719

Tax Assessment & Valuation

The 2026 property tax bill for 540 Meadow Loop was $5,209, down 0.1% from the year before.

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
MunicipalityMontesano City
Unified School DistrictMontesano School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,209.00 (-0.06%)
2025$5,212.00 (-1.27%)$563,858 (-) Land $100,000 Building $463,858$563,858 (-) Land $100,000 Building $463,858
2024$5,279.00$563,858 Land $100,000 Building $463,858$563,858 Land $100,000 Building $463,858

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Meadow Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2007–2009)
Most Recent ClaimJan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Meadow Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTESANO
serves 6,204 people · EPA ID WA5356000
Water SourceGroundwater
Last State InspectionJul 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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