Grays Harbor County property record for 540 Meadow Loop, Montesano, WA 98563
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,904 sqft · built 2017 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,000 (Aug 2017) |
| Tax Bill | $5,209 (2026) |
| Deeds & Mortgages | Jan 2024 Mortgage Oct 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 078300000300 |
| Primary APN | 078300000300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,904 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Foundation Type | Concrete |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Area | 2,740 sqft |
| Street Address | 540 MEADOW LOOP |
|---|---|
| City | MONTESANO |
| State | WA |
| Zip | 98563-4719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SWISS MEADOWS PHASE 1 LOT 3 & LOT B OF BLA 11-07130009 (PER SURVEY UNDER AFN 21-07270004) |
| Legal Range | 05 |
| Legal Township | 07 |
| Legal Section | 17 |
| Legal Subdivision | SWISS MEADOWS |
| Legal Phase | 1 |
| Legal Lot Number | 3,B |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | MONTESANO |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 402 |
540 Meadow Loop is owned and occupied by two individuals who bought it in August 2017.
Source: Grays Harbor County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 MEADOW LOOP, MONTESANO, WA 98563-4719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · FHA Mortgage 1ST SECURITY BANK OF WASHINGTON |
| Oct 19, 2022 | Deed of Trust, Mortgage · Line of Credit 1ST SECURITY BANK OF WASHINGTON |
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage 1ST SECURITY BANK OF WASHINGTON |
| Jul 22, 2021 | Intrafamily Transfer, Transfer |
| Aug 23, 2019 | Deed of Trust, Mortgage GREAT NORTHWEST FCU |
| Aug 30, 2017 | Warranty Deed, Transfer PACIFIC TITLE LC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2017 · Amount on File |
| Deed Sale | Aug 30, 2017 · Amount on File |
| Prior Sale | Aug 11, 2011 · Amount on File |
| Deed Document Number | 201715 |
| Prior Transfer Date | Mar 17, 2010 |
| Prior Transfer Doc | 0000000038 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 540 MEADOW LOOP, MONTESANO, WA 98563-4719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 540 MEADOW LOOP, MONTESANO, WA 98563-4719 |
| Document Number | 0001310004 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 2024-01310004 |
| Name | 1ST SECURITY BANK OF WASHINGTON |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 540 MEADOW LOOP, MONTESANO, WA 98563-4719 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Title Company | COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0010190028 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 2022-10190028 |
| Name | 1ST SECURITY BANK OF WASHINGTON |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 540 MEADOW LOOP, MONTESANO, WA 98563-4719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001050013 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 2022-01050013 |
| Name | 1ST SECURITY BANK OF WASHINGTON |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Jul 22, 2021 |
| Property Address | 540 MEADOW LOOP, MONTESANO, WA 98563-4719 |
| Document Number | 0007220024 |
| Map Reference | VOL 11 PG 35-38 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 2021-07220024 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 MEADOW LOOP, MONTESANO, WA 98563-4719 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 540 MEADOW LOOP, MONTESANO, WA 98563-4719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PACIFIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 540 MEADOW LOOP, MONTESANO, WA 98563-4719 |
| Document Number | 0008230014 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 2019-08230014 |
| Name | GREAT NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, WA 98520 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Aug 30, 2017 |
| Property Address | 540 MEADOW LOOP, MONTESANO, WA 98563-4719 |
| Document Number | 0008300015 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 8300015 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | PACIFIC TITLE LC |
| Amount | Amount on Record |
|---|---|
| Tax | $5,038.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 540 MEADOW LOOP MONTESANO WA 985634719, MONTESANO, WA 98563-4719 |
The 2026 property tax bill for 540 Meadow Loop was $5,209, down 0.1% from the year before.
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Municipality | Montesano City |
| Unified School District | Montesano School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,209.00 (-0.06%) | ||
| 2025 | $5,212.00 (-1.27%) | $563,858 (-) Land $100,000 Building $463,858 | $563,858 (-) Land $100,000 Building $463,858 |
| 2024 | $5,279.00 | $563,858 Land $100,000 Building $463,858 | $563,858 Land $100,000 Building $463,858 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 Meadow Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2007–2009) |
| Most Recent Claim | Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 Meadow Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTESANO serves 6,204 people · EPA ID WA5356000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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