Garrett County property record for 540 McKenzie Rd, Lonaconing, MD 21539 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1964 |
| Square Footage | 714 sqft Total Area |
| Lot Size | 228,690 sqft (5.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $77,500 (2023) |
| Tax Bill | $978.00 (2025) |
| Primary APN | 15-004959 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 714 sqft Total Area |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 228,690 sqft (5.25 acres) |
| Deck Area | 310 sqft Deck |
| Patio Area | 240 sqft Patio |
| Heating Fuel | Electric |
|---|
| Account Number | 004959 |
|---|---|
| Street Address | 540 MCKENZIE RD |
| City | LONACONING |
| State | MD |
| Zip | 21539-2155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.25 AC (LOT 3) S/S SAM CROW RD AVILTON |
| Legal Subdivision | ARNOLD B GARLLITZ |
| Legal Lot Number | 3 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 15, AVILTON |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 300 |
Source: Garrett County records · APN 15-004959
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 MCKENZIE RD, LONACONING, MD 21539-2155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2023 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Apr 17, 2018 | Grant Deed, Transfer · Conventional with PMI FIRST FED'L S&L ASSN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on Record |
| Deed Sale | Apr 27, 2023 · Amount on Record |
| Prior Sale | Apr 20, 2018 · Amount on Record |
| Deed Book / Page | 2486 / 222 |
| Prior Transfer Date | Jan 12, 2012 |
| Prior Transfer Doc | 0016380484 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Apr 27, 2023 |
| Property Address | 540 MCKENZIE RD, LONACONING, MD 21539-2155 |
| Document Number | 0024860222 |
| Book / Page | 2486 / 222 |
| Map Reference | CASE SRB2 PG 551 |
| Instrument Date | Apr 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 MCKENZIE RD, LONACONING, MD 21539-2155 |
| Document Number | 0024860234 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2486-0234 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Apr 17, 2018 |
| Property Address | 540 MCKENZIE RD, LONACONING, MD 21539-2155 |
| Document Number | 0020680163 |
| Book / Page | 002068 / 000163 |
| Instrument Date | Apr 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 MOMS HOLLOW RD SMOCK PA 15480, SMOCK, PA 15480 |
| Document Number | 20680168 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 002068/000168 |
| Name | FIRST FED'L S&L ASSN |
|---|---|
| Address | UNIONTOWN, PA 15401 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 16, 2038 |
Source: Garrett County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $978.00 (+8.79%) | $81,167 (+12.99%) | $94,900 (+27.73%) Land $31,300 Building $63,600 |
| 2023 | $899.00 | $71,833 | $74,300 Land $24,600 Building $49,700 |
Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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