Blount County property record for 540 McCay Rd, Locust Fork, AL 35097
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,592 sqft · built 1965 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-06-23-0-000-022 |
| Primary APN | 21-06-23-0-000-022 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,592 sqft Adjusted Area |
| 1st Floor Area | 1,456 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 576 sqft |
| Account Number | 7871 |
|---|---|
| Street Address | 540 MCCAY RD |
| City | LOCUST FORK |
| State | AL |
| Zip | 35097-5722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SW COR SW/4 NE/4 TH E 210' N 105' W 210' S 105' TO POB |
| Legal Range | 01W |
| Legal Township | 13S |
| Legal Section | 23 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | LOCUST FORK |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 50701 |
540 McCay Rd is owned and occupied by two individuals.
Source: Blount County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 MCCAY RD, LOCUST FORK, AL 35097-5722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Blount County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Unified School District | Blount County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,160 | $101,520 Land $14,100 Building $87,420 | |
| 2023 | Homeowner's exemption | $9,400 Land $380 Building $9,020 | $93,940 Land $3,800 Building $90,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 McCay Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 540 McCay Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 68% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
5G and 4G LTE (outdoors only)
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