540 McCarthy Dr S, Hartford, WI 53027 Property Records

Washington County property record for 540 McCarthy Dr S, Hartford, WI 53027

Property Summary

Property Type	Single Family Home
Lot Size	2.88 acres (125,628 sqft)
Owner	2 Individual Names on File
Last Sale	$762,000 (May 2026)
Tax Bill	$4,807 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`T3-0590019`

Property Details

APN / Parcel Number

Primary APN	`T3-0590019`

Exterior

Lot Area	125,628 sqft (2.88 acres)

Location & Zoning

Street Address	540 MCCARTHY DR S
City	HARTFORD
State	WI
Zip	53027-8804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SW CLIFF'S MORAINES SUB LOT 20 (AFFDT) DOC 1453381
Legal Range	18E
Legal Township	09N
Legal Section	29
Legal Subdivision	CLIFF'S MORAINES
Legal Lot Number	20
Jurisdiction	WASHINGTON WI
Township / Civil Division	ERIN
Census Block Group	1
Census Block	1032
Census Tract	440106

Owner

540 McCarthy Dr S is owned and occupied by two individuals who bought it in May 2026.

Source: Washington County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	540 MCCARTHY DR S, HARTFORD, WI 53027-8804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jun 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2026 · Amount on File
Deed Sale	May 7, 2026 · Amount on File
Prior Sale	Jun 11, 2018 · Amount on File
Deed Document Number	20261633570
Prior Transfer Date	Oct 9, 2010
Prior Transfer Doc	0001261518
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON WI
Recording Date	May 7, 2026
Property Address	540 MCCARTHY DR S, HARTFORD, WI 53027-8804
Document Number	0001633570
Instrument Date	May 1, 2026
Instrument	20261633570
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	ATTORNEY TITLE AND CLOSING, ATTORNEYS TITLE AND CLOSING SE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230,886.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 MCCARTHY DR S, HARTFORD, WI 53027-8804
Investor	Possibly a Property Investor

Mortgage

Document Number	0001633571,
Date	May 7, 2026
Instrument	20261633571

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate	6.46%
Max Rate	-1%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON WI
Recording Date	Jun 11, 2018
Property Address	540 MCCARTHY DR S, HARTFORD, WI 53027-8804
Document Number	0001453381
Instrument Date	May 30, 2018
Instrument	1453381
Transaction Type	Transfer
Record Updated	Aug 20, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 MCCARTHY DR S HARTFORD WI 530278804, HARTFORD, WI 53027-8804

Tax Assessment & Valuation

The 2025 property tax bill for 540 McCarthy Dr S was $4,807 with a homeowner's exemption.

Source: Washington County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Washington County
County Subdivision	Erin Town
Elementary School District	Erin School District (PK - 08)
Secondary School District	Hartford Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,807.00 Homeowner's exemption	$607,800 Land $144,000 Building $463,800	$672,035 Land $159,219 Building $512,816
2023	$4,122.00 (+6.95%) Homeowner's exemption	$368,700 (-) Land $108,000 Building $260,700	$574,487 (+33.56%) Land $168,279 Building $406,208
2022	$3,854.00 Homeowner's exemption	$368,700 Land $108,000 Building $260,700	$430,146 Land $125,999 Building $304,147

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 540 McCarthy Dr S in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	14 (1979–2026)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 McCarthy Dr S is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Netwurx.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McCarthy Dr S

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