540 Mayo Ct, Berthoud, CO 80513 Property Records

Larimer County property record for 540 Mayo Ct, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,492 sqft · built 1989
Lot Size	0.3 acres (13,058 sqft)
Owner	2 Individual Names on File
Last Sale	$451,700 (Aug 2017)
Tax Bill	$3,948 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94231-56-009`

Property Details

APN / Parcel Number

Primary APN	`94231-56-009`
Alternative APN	`R1195689`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,492 sqft Living Area
Gross Area	4,116 sqft
Basement Area	1,228 sqft
Finished Basement	1,228 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,058 sqft (0.3 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	180 sqft
Deck Area	306 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1195689
Street Address	540 MAYO CT
City	BERTHOUD
State	CO
Zip	80513-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9, BLK 3, BERTHOUD HEIGHTS SUB, BER
Legal Range	69W
Legal Township	4N
Legal Section	23
Legal Subdivision	BERTHOUD HEIGHTS
Legal Block	3
Legal Lot Number	9
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4017
Census Tract	2700

Owner

540 Mayo Ct is owned and occupied by two individuals who bought it in August 2017.

Source: Larimer County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	540 MAYO CT, BERTHOUD, CO 80513-1341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 28, 2017	Warranty Deed, Transfer · Conventional with PMI ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2017 · Amount on File
Deed Sale	Aug 28, 2017 · Amount on File
Prior Sale	Jun 1, 1989 · Amount on File
Deed Document Number	201757643
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	540 MAYO CT, BERTHOUD, CO 80513-1341
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054527
Date	Nov 20, 2025
Instrument	20250054527

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	540 MAYO CT, BERTHOUD, CO 80513-1341
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097704
Date	Oct 22, 2021
Instrument	20210097704

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	540 MAYO CT, BERTHOUD, CO 80513-1341
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003492
Date	Jan 16, 2020
Instrument	20200003492

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 28, 2017
Property Address	540 MAYO CT, BERTHOUD, CO 80513-1341
Document Number	0000057643
Instrument Date	Aug 25, 2017
Instrument	57643
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	540 MAYO CT BERTHOUD CO 805131341, BERTHOUD, CO 80513-1341

Mortgage

Document Number	57644
Date	Aug 28, 2017
Instrument	57644

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 540 Mayo Ct was $3,948, up 0.1% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,948.00 (+0.13%)	$39,019 Land $3,013 Building $36,006	$624,300 Land $48,200 Building $576,100
2024	$3,943.00 (+3.68%)
2023	$3,803.00 (+18.36%)	$44,695 (+33.39%) Land $3,229 Building $41,466	$667,100 (+38.37%) Land $48,200 Building $618,900
2022	$3,213.00	$33,506 Land $3,350 Building $30,156	$482,100 Land $48,200 Building $433,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 540 Mayo Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Mayo Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hilltop Broadband.

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