540 Maxwell St, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 540 Maxwell St, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,489 sqft · built 1960
Lot Size	2.21 acres (96,268 sqft)
Owner	2 Individual Names on Record
Last Sale	$141,000 (Oct 2022)
Tax Bill	$3,641 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Dec 2012 Mortgage + 2 more
APN	`0510000000010`

Property Details

APN / Parcel Number

Primary APN	`0510000000010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,489 sqft Living Area
1st Floor Area	1,489 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	96,268 sqft (2.21 acres)
Lot Dimensions	252 ft deep x 170 ft wide
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Patio Area	116 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	540 MAXWELL ST
City	CHESAPEAKE
State	VA
Zip	23322-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	PHYSICAL SURVEY PROP OF DANIEL S RIDGE 2.21AC
Legal Subdivision	WHOLE MAP 051, 052
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2012
Census Tract	21103

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 MAXWELL ST, CHESAPEAKE, VA 23322-1620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2018	Deed of Trust, Mortgage · Line of Credit THE OLD POINT NATIONAL BANK OF PHOEBUS
Dec 27, 2012	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 3, 2022	Deed, Transfer
Dec 4, 2019	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Dec 4, 2019 · Amount on Record
Deed Document Number	202230469
Deed Book / Page	10606 / 314
Prior Transfer Date	Dec 2, 2019
Prior Transfer Doc	010086/487
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	540 MAXWELL ST, CHESAPEAKE, VA 23322-1620
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09904/1745
Date	Apr 23, 2018
Book Page	9904/1745
Instrument	180010161

Lender

Name	THE OLD POINT NATIONAL BANK OF PHOEBUS

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	540 MAXWELL ST, CHESAPEAKE, VA 23322-1620
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008923/461
Date	Dec 27, 2012
Book Page	8923/461

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2028

Interest

Rate Type	Fixed Rate
Rate	2.88%

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 3, 2022
Property Address	540 MAXWELL ST, CHESAPEAKE, VA 23322-1620
Document Number	010606/314
Book / Page	10606 / 314
Instrument Date	Sep 27, 2022
Instrument	220030469
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 MAXWELL ST, CHESAPEAKE, VA 23322-1620

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 4, 2019
Property Address	540 MAXWELL ST, CHESAPEAKE, VA 23322-1620
Document Number	010086/487
Book / Page	10086 / 487
Instrument Date	Dec 2, 2019
Instrument	190033452
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 MAXWELL ST, CHESAPEAKE, VA 23322-1620

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,100 (+7.66%) Land $227,600 Building $160,500	$388,100 (+7.66%) Land $227,600 Building $160,500
2025	$3,641.00 (+9.31%)	$360,500 (+14.48%) Land $201,800 Building $158,700	$360,500 (+14.48%) Land $201,800 Building $158,700
2024	$3,331.00 (+30.27%)
2023		$314,900 (+11.67%) Land $165,300 Building $149,600	$314,900 (+11.67%) Land $165,300 Building $149,600
2022		$282,000 Land $139,200 Building $142,800	$282,000 Land $139,200 Building $142,800
2019	$2,557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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