1. Home
  2. Mississippi
  3. Clay County
  4. West Point
  5. Matthews Gin Rd

540 Matthews Gin Rd, West Point, MS 39773 Property Records

Clay County property record for 540 Matthews Gin Rd, West Point, MS 39773 · Last verified June 2026

Property Summary

Property TypeCommercial
Details2 bd · 3,000 sqft · built 1988
Lot Size1.8 acres (78,408 sqft)
OwnerIndividual Name on File
Tax Bill$218 (2025)
Deeds & MortgagesOct 2017 Mortgage
Oct 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN090A 22 0100000

Property Details

APN / Parcel Number

Primary APN090A 22 0100000

Interior

Bedrooms2 Beds
Total Rooms5 Rooms
Building Area3,000 sqft Finished Area
1st Floor Area3,000 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialShingle
Lot Area78,408 sqft (1.8 acres)
Utility Building128 sqft
Total Buildings2 Buildings

Location & Zoning

Street Address540 MATTHEWS GIN RD
CityWEST POINT
StateMS
Zip39773-7318
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionS 22 T 17 R 07 LOT S 1/2 SW 1/4 NW 1/4 DB 173/121 & 295/893 & 295/896
Legal Range07E
Legal Township17
Legal Section22
Legal Lot NumberS
JurisdictionCLAY MS
Township / Civil Division2
Census Block Group3
Census Block3020
Census Tract950500

Owner

Source: Clay County records · APN 090A 22 0100000

Assessment roll updated January 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address540 MATTHEWS GIN RD, WEST POINT, MS 39773-7318
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2017Deed of Trust, Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Oct 06, 2017Deed of Trust, Mortgage
FIRSTBANK
Feb 18, 2025Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Property Address540 MATTHEWS GIN RD, WEST POINT, MS 39773-7318
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00000498/1
DateOct 06, 2017
Book Page498/1
Instrument2017005575
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
AmountAmount Recorded

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Property Address540 MATTHEWS GIN RD, WEST POINT, MS 39773-7318
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000497/984
DateOct 06, 2017
Book Page497/984
Instrument2017005573
Lender
NameFIRSTBANK
TypeBank
AddressBIRMINGHAM, AL 35243
Agreement
AmountAmount Recorded

February 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY MS
Recording DateFeb 18, 2025
Property Address540 MATTHEWS GIN RD, WEST POINT, MS 39773-7318
Document NumberDEED322/170
Book / PageDEED 322 / 170
Instrument DateDec 14, 2024
Instrument2025000620
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2815 W 79TH ST # ST613, ST613, CHICAGO, IL 60652-1781

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 MATTHEWS GIN RD, WEST POINT, MS 39773-7318

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMississippi
CountyClay County
Unified School DistrictWest Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$218.00 (-28.99%) Additional exemption filed$11,267 (-) Land $826 Building $10,441$101,087 (-) Land $8,259 Building $92,828
2024$11,267 (+10.36%) Land $826 Building $10,441$101,087 (+7.5%) Land $8,259 Building $92,828
2023$307.00 (+1.66%) Additional exemption filed$10,209 Land $826 Building $9,383$94,031 Land $8,259 Building $85,772
2022$302.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (28025C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280259505003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 41 individual NFIP policies nearby
Nearby Flood Policies41 in force
Nearby Flood Claims43 (1990–2021)
Most Recent ClaimJun 2021, rainfall accumulation
Claims By Storm
  • Severe Storms, Flooding, And Mudslides, Feb 2020 · 7 claims
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 18 claims
  • Severe Storms, Tornadoes & Flooding, May 1991 · 5 claims

Wildfire

Wildfire RiskLow
above 38% of the US · above 22% of Mississippi
Wildfire LikelihoodAbout 1 in 1,724 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
4-County FiberFiber1,000 / 1,000
TelapexFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Matthews Gin Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures