540 Maple Ridge Ln, Odenton, MD 21113 Property Records

Anne Arundel County property record for 540 Maple Ridge Ln, Odenton, MD 21113

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,059 sqft · built 1965
Lot Size0.321 acres (14,000 sqft)
Owner2 Individual Names on File
Tax Bill$4,639 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Mar 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN04-465-03597580

Property Details

APN / Parcel Number

Primary APN04-465-03597580
Alternative APNs
  • 4-465-03597580
  • 46503597580

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,059 sqft Living Area
1st Floor Area1,345 sqft
Utility Area60 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area14,000 sqft (0.321 acres)
Garage TypeCarport
Garage Area280 sqft
CarportCarport
Carport Area280 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area371 sqft
Patio Area56 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number46503597580
Street Address540 MAPLE RIDGE LN
CityODENTON
StateMD
Zip21113-2035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 2 BK C PL 2 MAPLE RIDGE
Legal SubdivisionMAPLE RIDGE
Legal BlockC
Legal Lot Number2
JurisdictionANNE ARUNDEL MD
Township / Civil Division4
Census Block Group2
Census Block2004
Census Tract740900

Owner

540 Maple Ridge Ln is owned and occupied by two individuals who acquired it in October 2012.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address540 MAPLE RIDGE LN, ODENTON, MD 21113-2035
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Mar 28, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Nov 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
May 20, 2020Deed of Trust, Mortgage · Conventional with PMI
CHURCHILL MTG
Oct 26, 2019Deed of Trust, Mortgage · Conventional with PMI
CHURCHILL MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 24, 2012
Transfer Doc0253400301
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address540 MAPLE RIDGE LN, ODENTON, MD 21113-2035
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 MAPLE RIDGE LN, ODENTON, MD 21113-2035

Mortgage

Document Number0389100385
DateJul 6, 2022
Book Page38910/385
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term478 Months
DueMay 20, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address540 MAPLE RIDGE LN, ODENTON, MD 21113-2035
Transaction TypeMortgage
Record UpdatedApr 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 MAPLE RIDGE LN, ODENTON, MD 21113-2035

Mortgage

Document Number0385260044
DateMar 28, 2022
Book Page38526/44
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueMar 20, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address540 MAPLE RIDGE LN, ODENTON, MD 21113-2035
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPROPERTY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0326280376
DateNov 2, 2018
Book Page32628/376
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2048

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address540 MAPLE RIDGE LN, ODENTON, MD 21113-2035
Document Number0346590322
Instrument DateMay 20, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address540 MAPLE RIDGE LN ODENTON MD 211132035, ODENTON, MD 21113-2035

Mortgage

Document Number0346590322
DateJun 1, 2020
Book Page034659/000322
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional with PMI
AmountAmount on Record
Term240 Months
DueMay 31, 2040

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address540 MAPLE RIDGE LN, ODENTON, MD 21113-2035
Document Number0339910348
Instrument DateOct 26, 2019
Transaction TypeMortgage
Record UpdatedJan 10, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address540 MAPLE RIDGE LN ODENTON MD 211132035, ODENTON, MD 21113-2035

Mortgage

Document Number0339910348
DateDec 26, 2019
Book Page033991/000348
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional with PMI
AmountAmount on Record
Term240 Months
DueDec 25, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 540 Maple Ridge Ln was $4,639 with a homeowner's exemption, up 2.2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$445,433 (+3.54%)$475,900 (+10.62%) Land $217,500 Building $258,400
2025$4,639.00 (+2.23%) Homeowner's exemption$430,200 Land $192,500 Building $237,700$430,200 Land $192,500 Building $237,700
2024$4,538.00 (+15.62%)
2023$3,925.00 Homeowner's exemption$377,267$430,200 Land $192,500 Building $237,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Maple Ridge Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2020–2023)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Maple Ridge Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCROFTON-ODENTON
serves 62,986 people · EPA ID MD0020008
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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