540 Main St, Foley, MN 56329 Property Records

Benton County property record for 540 Main St, Foley, MN 56329

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1912
Lot Size	0.16 acres (6,999 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Nov 2024)
Tax Bill	$2,548 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13.00303.00`

Property Details

APN / Parcel Number

Primary APN	`13.00303.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	904 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1912
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	6,999 sqft (0.16 acres)
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	540 MAIN ST
City	FOLEY
State	MN
Zip	56329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-037 RANGE-029 FOLEY'S 1ST ADDITION TO TOWN E 140 FT OF W 310 FT OF LOT A
Legal Range	029
Legal Township	037
Legal Section	26
Legal Subdivision	FOLEY'S 1ST ADDITION TO TOWN
Legal Lot Number	A
Jurisdiction	BENTON MN
Township / Civil Division	FOLEY
Census Block Group	4
Census Block	4028
Census Tract	20100

Owner

540 Main St is owned and occupied by an individual who bought it in November 2024.

Source: Benton County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	540 MAIN ST, FOLEY, MN 56329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 24, 2020	Warranty Deed, Transfer · Conventional Mortgage LIBERTY BANK MINNESOTA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2024 · Amount on File
Deed Sale	Nov 25, 2024 · Amount on File
Prior Sale	Feb 11, 2021 · Amount on File
Deed Document Number	2024474699
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Feb 11, 2021
Property Address	540 MAIN ST, FOLEY, MN 56329
Document Number	449730
Instrument Date	Jan 28, 2021
Instrument	449730
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	BENSON COUNTY ABSTRACT COMPANY, BENTON COUNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 713, FOLEY, MN 56329-0713

Mortgage

Document Number	449731
Date	Feb 11, 2021
Instrument	449731

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jul 24, 2020
Property Address	540 MAIN ST, FOLEY, MN 56329
Document Number	444570
Instrument Date	Jul 23, 2020
Instrument	444570
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	BENTON COUNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.97
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5120 HIGHWAY 25 NE, FOLEY, MN 56329-9707

Mortgage

Document Number	0000444571
Date	Jul 24, 2020
Instrument	444571

Lender

Name	LIBERTY BANK MINNESOTA
Type	Bank
Address	SAINT CLOUD, MN 56301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	73 Months
Due	Aug 1, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 540 Main St was $2,548 with a homeowner's exemption, up 5.7% from the year before.

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	Foley City
Unified School District	Foley Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,548.00 (+5.73%) Homeowner's exemption	$214,900 (+6.49%) Land $15,700 Building $199,200	$214,900 (+6.49%) Land $15,700 Building $199,200
2025	$2,410.00 Homeowner's exemption	$201,800 Land $14,300 Building $187,500	$201,800 Land $14,300 Building $187,500
2023	$2,004.00	$182,600 Land $14,300 Building $168,300	$182,600 Land $14,300 Building $168,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997–2002)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 540 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Foley serves 2,711 people · EPA ID MN1050001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60

May also be available: Verizon.

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