540 Madison Ave, Covington, KY 41011 Property Records

Kenton County property record for 540 Madison Ave, Covington, KY 41011

Property Summary

Property TypeMulti-Story Office Building
Details17,445 sqft
Lot Size0.108 acres (4,714 sqft)
Owner2 Company Names on Record
Tax Bill$4,670 (2025)
Flood ZoneZone X (minimal risk)
APN054-23-05-018.00

Property Details

APN / Parcel Number

Primary APN054-23-05-018.00

Interior

Building Area17,445 sqft Finished Area

Exterior

Lot Area4,714 sqft (0.108 acres)
Lot Dimensions71.5 ft deep x 61.3 ft wide

Location & Zoning

Street Address540 MADISON AVE
CityCOVINGTON
StateKY
Zip41011-1506
Property CategoryCommercial
Property TypeCommercial > Office > Multi-Story Office Building
Legal DescriptionORIGINAL PLAT OF COV PT LOTS 342-343 61.25'X 71.5' IRREG
Legal SubdivisionORIGINAL PLAT OF COV
Legal Lot Number342,34
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2014
Census Tract67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Covington Downtown Commercial Historic District
listed 1983 · 250 contributing resources · NRIS 83002804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 182334, COLUMBUS, OH 43218-2334
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$430,000 (+21.99%) Land $110,000 Building $320,000$430,000 (+21.99%) Land $110,000 Building $320,000
2025$4,670.00 (-0.53%)$352,500 (-) Land $82,500 Building $270,000$352,500 (-) Land $82,500 Building $270,000
2023$4,695.00$352,500 Land $82,500 Building $270,000$352,500 Land $82,500 Building $270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1978–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Madison Ave

Nearby Streets

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