540 Lois Ln, Circle Pines, MN 55014 Property Records

Anoka County property record for 540 Lois Ln, Circle Pines, MN 55014

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,294 sqft · built 2022
Lot Size0.446 acres (19,425 sqft)
OwnerIndividual Name on File
Last Sale$420,000 (Oct 2023)
Tax Bill$4,875 (2026)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jan 2022 Sale
Flood ZoneZone X (minimal risk)
APN08-31-22-24-0054

Property Details

APN / Parcel Number

Primary APN08-31-22-24-0054

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,294 sqft Living Area
1st Floor Area1,294 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleBi-Level
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,425 sqft (0.446 acres)
Lot Dimensions185 ft deep x 105 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address540 LOIS LN
CityCIRCLE PINES
StateMN
Zip55014-3016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLOCK 1 BUTLER ADDITION
Legal Range22W
Legal Township31N
Legal Section08
Legal SubdivisionBUTLER ADDITION
Legal Block1
Legal Lot Number2
JurisdictionANOKA MN
Township / Civil DivisionLINO LAKES
Census Block Group3
Census Block3011
Census Tract50233

Owner

540 Lois Ln is owned and occupied by an individual who bought it in October 2023.

Source: Anoka County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address540 LOIS LN, CIRCLE PINES, MN 55014-3016
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2023Warranty Deed, Transfer · VA Mortgage
PROSPERITY HOME MORTGAGE LLC
Jan 18, 2022Warranty Deed, Transfer
MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2023 · Amount on File
Deed SaleOct 6, 2023 · Amount on File
Prior SaleJan 14, 2022 · Amount on File
Deed Document Number20231588446
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANOKA MN
Recording DateOct 12, 2023
Property Address540 LOIS LN, CIRCLE PINES, MN 55014-3016
Document NumberA2400767001
Instrument DateOct 6, 2023
InstrumentA2400767.001
Transaction TypeTransfer
Record UpdatedNov 14, 2023
Title CompanyRPG TITLE LLC, RG TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,386.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 LOIS LN, LINO LAKES, MN 55014-3016

Mortgage

Document NumberA2400767002
DateOct 12, 2023
InstrumentA2400767.002
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANOKA MN
Recording DateJan 18, 2022
Property Address540 LOIS LN, CIRCLE PINES, MN 55014-3016
Document NumberA2353084001
Instrument DateJan 12, 2022
InstrumentA2353084.001
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyMG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transaction

AmountAmount on Record
Tax$297.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4659 144TH AVE NE, HAM LAKE, MN 55304-6285

Tax Assessment & Valuation

The 2026 property tax bill for 540 Lois Ln was $4,875 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyAnoka County
MunicipalityLino Lakes City
Unified School DistrictForest Lake Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,875.00 Homeowner's exemption$432,900 Land $120,000 Building $312,900$432,900 Land $120,000 Building $312,900
2024$4,218.00 (+158.46%)$409,100 (-1.89%) Land $113,800 Building $295,300$409,100 (-1.89%) Land $113,800 Building $295,300
2023$1,632.00$417,000 Land $113,800 Building $303,200$417,000 Land $113,800 Building $303,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Lois Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Lois Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLino Lakes
serves 18,608 people · EPA ID MN1020023
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
CenturyLink
Fiber · DSL in parts of the area
1,000 / 1,000

Nearby Properties on Lois Ln

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