McCreary County property record for 540 Lloyd Martin Rd, Pine Knot, KY 42635
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,197 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-00-00-052.00 |
| Primary APN | 157-00-00-052.00 |
|---|---|
| Alternative APN |
|
| Lot Area | 49,223 sqft (1.13 acres) |
|---|---|
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Water Source | Commercial |
|---|
| Street Address | 540 LLOYD MARTIN RD |
|---|---|
| City | PINE KNOT |
| State | KY |
| Zip | 42635-9281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT & HSE |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 960402 |
Source: McCreary County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 540 LLOYD MARTIN RD, PINE KNOT, KY 42635-9281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED CUMBERLAND BANK |
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED CUMBERLAND BANK |
| Feb 5, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 4, 2021 |
| Transfer Doc | 00D224/502 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 540 LLOYD MARTIN RD, PINE KNOT, KY 42635-9281 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000M230/1 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | M230/1 |
| Instrument | 132949 |
| Name | UNITED CUMBERLAND BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 4, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 540 LLOYD MARTIN RD, PINE KNOT, KY 42635-9281 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000M236/85 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | M236/85 |
| Instrument | 136032 |
| Name | UNITED CUMBERLAND BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Feb 5, 2021 |
| Property Address | 540 LLOYD MARTIN RD, PINE KNOT, KY 42635-9281 |
| Document Number | 00D224/502 |
| Book / Page | D224 / 502 |
| Map Reference | DB 106 PG 337 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 132948 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 540 LLOYD MARTIN RD, 540, PINE KNOT, KY 42635-9281 |
| Name | Verified Name |
|---|---|
| Address | 540 LLOYD MARTIN RD, PINE KNOT, KY 42635-9281 |
Source: McCreary County assessment roll, as of January 30, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,197.00 (-1.48%) | $149,000 (-) | $149,000 (-) |
| 2023 | $1,215.00 | $149,000 | $149,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 85% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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