St. Johns County property record for 540 Lena St, Saint Augustine, FL 32084 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 912 sqft · built 1958 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $166,000 (Jun 2018) |
| Tax Bill | $1,812 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126380-0100 |
| Primary APN | 126380-0100 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 120 sqft |
| Porch | Slab |
| Porch Area | 336 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 540 LENA ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-4779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4-13 COLEE SUB OF LOT 2 BLK 18 E1/2 HUERTAS GRANT LOT 10 OR4547/741 & 4558/1301(C/D) & 6242/1039 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 45 |
| Legal Subdivision | HUERTAS GRANT, NORTH 1/2-BLOCK 18-EAST 1 |
| Legal Block | 18 |
| Legal Lot Number | 2,10 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 20300 |
Source: St. Johns County records · APN 126380-0100
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 LENA ST, SAINT AUGUSTINE, FL 32084-4779 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Oct 21, 2025 | Intrafamily Transfer, Transfer |
| Apr 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Jun 05, 2018 | Grant Deed, Transfer ANCHOR TITLE AND LAW PA |
| May 16, 2018 | Warranty Deed, Transfer · FHA Mortgage HAMILTON GROUP FUNDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2018 · Amount on Record |
| Deed Sale | Jun 05, 2018 · Amount on Record |
| Prior Sale | May 16, 2018 · Amount on Record |
| Deed Document Number | 201839104 |
| Deed Book / Page | 4558 / 1301 |
| Last Transfer Date | Sep 23, 2025 |
| Transfer Doc | 0062421039 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 21, 2025 |
| Property Address | 540 LENA ST, SAINT AUGUSTINE, FL 32084-4779 |
| Document Number | 0062421039 |
| Book / Page | 6242 / 1039 |
| Map Reference | MB 4 PG 13 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 2025085808 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 LENA ST, SAINT AUGUSTINE, FL 32084-4779 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 540 LENA ST, SAINT AUGUSTINE, FL 32084-4779 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 540 LENA ST, WASHINGTON, DC 20410-0001 |
| Document Number | 0055440220 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 5544/220 |
| Instrument | 2022042030 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 05, 2018 |
| Property Address | 540 LENA ST, SAINT AUGUSTINE, FL 32084-4779 |
| Document Number | 0045581301 |
| Book / Page | 004558 / 001301 |
| Instrument Date | May 29, 2018 |
| Instrument | 39104 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2018 |
| Title Company | ANCHOR TITLE AND LAW PA |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,162.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 540 LENA ST ST AUGUSTINE FL 320844779, ST AUGUSTINE, FL 32084-4779 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 16, 2018 |
| Property Address | 540 LENA ST, SAINT AUGUSTINE, FL 32084-4779 |
| Document Number | 0045470741 |
| Book / Page | 4547 / 0741 |
| Map Reference | MB04 PG13 |
| Instrument Date | May 04, 2018 |
| Instrument | 2018033459 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ANCHOR TITLE & LAW PA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 76 ONEIDA ST, 76, SAINT AUGUSTINE, FL 32084-4913 |
| Name | Verified Name |
|---|---|
| Address | 540 LENA ST, SAINT AUGUSTINE, FL 32084-4779 |
| Document Number | 2018033460 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 2018033460 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,100 (+2.7%) | $232,896 (-8.56%) Land $77,500 Building $155,396 | |
| 2025 | $1,812.00 (+15.49%) Homeowner's exemption | $148,101 (+2.9%) | $254,695 (+6.11%) Land $77,500 Building $177,195 |
| 2024 | $1,569.00 (+2.35%) Homeowner's exemption | $143,927 (+3%) | $240,027 (-4.82%) Land $77,500 Building $162,527 |
| 2023 | $1,533.00 (+4%) Homeowner's exemption | $139,735 (+3%) | $252,185 (+27.89%) Land $61,525 Building $190,660 |
| 2022 | $1,474.00 Homeowner's exemption | $135,665 | $197,194 Land $48,257 Building $148,937 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090203001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 74 individual NFIP policies nearby |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 42 (1985–2025) |
| Claims Outside the SFHA | 5 of 42 |
| Most Recent Claim | Oct 2025, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 347 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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