540 Larry Elliott Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 540 Larry Elliott Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,632 sqft · built 1959
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000 (Mar 2019)
Tax Bill	$1,699 (2025)
Deeds & Mortgages	Mar 2019 Sale Aug 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`27T-63-0027`

Property Details

APN / Parcel Number

Primary APN	`27T-63-0027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	540 LARRY ELLIOTT DR
City	BALLWIN
State	MO
Zip	63021-8200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FPNU
Legal Description	A T RADFORTH LOT 4
Legal Subdivision	A T RADFORTH
Legal Lot Number	4
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3033
Census Tract	217921

Owner

540 Larry Elliott Dr is owned by two individuals who bought it in March 2019.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	384 CREST DR, BALLWIN, MO 63021-8604
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2019	Warranty Deed, Transfer NOT AVAILABLE
Aug 1, 2017	Deed of Trust, Mortgage SALVATORE & MYRA D SPOTO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2019 · Amount on File
Deed Sale	Mar 8, 2019 · Amount on File
Prior Sale	Aug 4, 2017 · Amount on File
Deed Document Number	2019151
Deed Book / Page	23431 / 232
Prior Transfer Date	May 6, 2003
Prior Transfer Doc	0000001353
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 8, 2019
Property Address	540 LARRY ELLIOTT DR, BALLWIN, MO 63021-8200
Document Number	0234310322
Book / Page	023431 / 000322
Instrument Date	Mar 4, 2019
Instrument	151
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	384 CREST DR BALLWIN MO 630218604, BALLWIN, MO 63021-8604

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	540 LARRY ELLIOTT DR, BALLWIN, MO 63021-8200
Document Number	0226381736
Book / Page	022638 / 001736
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 LARRY ELLIOTT DR BALLWIN MO 630218200, BALLWIN, MO 63021-8200

Mortgage

Document Number	0226381736
Date	Aug 4, 2017
Book Page	022638/001736
Instrument	478

Lender

Name	SALVATORE & MYRA D SPOTO
Address	2248 RIDGLEY WOODS DR, CHESTERFIELD, MO 63005-6808

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 540 Larry Elliott Dr was $1,699, down 2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,930 (-) Land $19,190 Building $5,740	$131,200 (-) Land $101,000 Building $30,200
2025	$1,699.00 (-1.96%)	$24,930 Land $19,190 Building $5,740	$131,200 Land $101,000 Building $30,200
2024	$1,733.00 (+0.06%)
2023	$1,732.00	$24,930 Land $23,980 Building $950	$131,200 Land $126,200 Building $5,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Larry Elliott Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	23 (1982–2017)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 6 claims Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Larry Elliott Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Brown Dog Networks Fixed Wireless	50 / 10

May also be available: AT&T, Spectrum, Verizon, Wisper ISP.

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