540 Lakeside Dr, Walnut Cove, NC 27052 Property Records

Stokes County property record for 540 Lakeside Dr, Walnut Cove, NC 27052

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 784 sqft · built 1950
Lot Size	1.56 acres (67,954 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Sep 2018)
Tax Bill	$1,403 (2026)
Deeds & Mortgages	Mar 2022 Second Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`696315545300`

Property Details

APN / Parcel Number

Primary APN	`696315545300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	784 sqft Heated Area
Flooring	Wood

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2005
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	67,954 sqft (1.56 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	540 LAKESIDE DR
City	WALNUT COVE
State	NC
Zip	27052-9319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Jurisdiction	STOKES NC
Township / Civil Division	SAURATOWN
Census Block Group	1
Census Block	1019
Census Tract	70702

Owner

540 Lakeside Dr is owned and occupied by an individual who bought it in September 2018.

Source: Stokes County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	540 LAKESIDE DR, WALNUT COVE, NC 27052-9319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Sep 25, 2018	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2018 · Amount on File
Deed Sale	Sep 25, 2018 · Amount on File
Deed Document Number	20184563
Deed Book / Page	700 / 1788
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	540 LAKESIDE DR, WALNUT COVE, NC 27052-9319
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 LAKESIDE DR, WALNUT COVE, NC 27052-9319

Mortgage

Document Number	00748/1972
Date	Mar 15, 2022
Book Page	748/1972
Instrument	1437

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2052

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STOKES NC
Recording Date	Sep 25, 2018
Property Address	540 LAKESIDE DR, WALNUT COVE, NC 27052-9319
Document Number	0700/1788
Book / Page	0700 / 1788
Map Reference	MB14 PG164
Instrument Date	Sep 21, 2018
Instrument	04563
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	916 BEESONS FIELD DR, 916, KERNERSVILLE, NC 27284-0026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 LAKESIDE DR, WALNUT COVE, NC 27052-9319

Mortgage

Document Number	04564
Date	Sep 25, 2018
Instrument	04564

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 540 Lakeside Dr was $1,403, up 4.2% from the year before.

Source: Stokes County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stokes County
Municipality	Walnut Cove Town
Unified School District	Stokes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,403.00 (+4.23%)	$133,000 (-) Land $34,300 Building $98,700	$133,000 (-) Land $34,300 Building $98,700
2025	$1,346.00	$133,000 Land $34,300 Building $98,700	$133,000 Land $34,300 Building $98,700
2023	$1,001.00	$94,500 (-) Land $26,700 Building $67,800	$94,500 (-) Land $26,700 Building $67,800
2022	$1,001.00	$94,500 Land $26,700 Building $67,800	$94,500 Land $26,700 Building $67,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Lakeside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Lakeside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WALNUT COVE serves 2,210 people · EPA ID NC0285015
Water Source	Purchased surface water from STOKES COUNTY WATER & SEWER AUTH
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Tetrachloroethylene resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	50 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
RiverStreet Networks Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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