540 Lakerose Loop, Richland, WA 99352 Property Records

Benton County property record for 540 Lakerose Loop, Richland, WA 99352

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,138 sqft · built 2011
Lot Size0.117 acres (5,131 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (May 2019)
Tax Bill$3,720 (2023)
Deeds & MortgagesJul 2020 Mortgage
May 2019 Sale & Mortgage
APN127984040000011

Property Details

APN / Parcel Number

Primary APN127984040000011
Alternative APN
  • 292595

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,138 sqft Living Area
Gross Area2,498 sqft
1st Floor Area872 sqft
2nd Floor Area1,210 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Architectural StyleConventional
Exterior MaterialOther
Construction TypeWood
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area5,131 sqft (0.117 acres)
Garage TypeAttached
Garage Area416 sqft
Parking Spaces2 Parking Spaces
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address540 LAKEROSE LOOP
CityRICHLAND
StateWA
Zip99352-7815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 27, TOWNSHIP 9, RANGE 28, QUARTER SE, SUBDIVISION , BADGER MOUNTAIN VILLAGE, PHASE 2A, LOT 11, AF#2007-036739, 110820
Legal Range28
Legal Township09
Legal Section27
Legal SubdivisionQUARTER SE, SUBDIVISION
Legal Phase2A
Legal Lot Number11
JurisdictionBENTON WA
Township / Civil DivisionRICHLAND-KENNEWICK
Census Block Group1
Census Block1031
Census Tract10817

Owner

Source: Benton County records, as of March 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address540 LAKEROSE LOOP, RICHLAND, WA 99352-7815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
UMPQUA BANK
May 30, 2019Warranty Deed, Transfer · Conventional Mortgage
UMPQUA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2019 · Amount on Record
Deed SaleMay 30, 2019 · Amount on Record
Prior SaleSep 3, 2010 · Amount on Record
Deed Document Number2019-013942
Record UpdatedJun 7, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON WA
Property Address540 LAKEROSE LOOP, RICHLAND, WA 99352-7815
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025404
DateJul 16, 2020
Instrument2020-025404
Lender
NameUMPQUA BANK
TypeBank
AddressMOUNTLAKE TERRACE, WA 98043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON WA
Recording DateMay 30, 2019
Property Address540 LAKEROSE LOOP, RICHLAND, WA 99352-7815
Document Number0000013942
Map ReferenceVOL 15 PG 347
Instrument DateMay 16, 2019
Instrument2019-013942
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyCASCADE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,057.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 LAKEROSE LOOP, RICHLAND, WA 99352-7815

Mortgage

Document Number0000013943
DateMay 30, 2019
Instrument2019-013943
Lender
NameUMPQUA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 31, 2023

Property Jurisdictions

TypeName
StateWashington
CountyBenton County
MunicipalityRichland City
Unified School DistrictRichland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,720.00$442,540 (+18.54%) Land $85,000 Building $357,540$442,540 (+18.54%) Land $85,000 Building $357,540
2022$373,340 Land $85,000 Building $288,340$373,340 Land $85,000 Building $288,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RICHLAND
serves 106,499 people · EPA ID WA5372250
Water SourceSurface water
Last State InspectionMay 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
PocketiNet
Fixed Wireless
200 / 50
xyTel
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Advanced High Speed Internet, T-Mobile, Tristate Wi-Fi by Wi-Fiber.

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