Douglas County property record for 540 Lakehurst Dr, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,168 sqft · built 1969 |
| Lot Size | 0.368 acres (16,072 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $8,218 (2024) |
| Deeds & Mortgages | Sep 2026 Line of Credit Aug 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R2118662332 |
| Primary APN | R2118662332 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,168 sqft Living Area |
| Basement Area | 1,272 sqft |
| Finished Basement | 954 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Intercom | Intercom |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,072 sqft (0.368 acres) |
| Lot Dimensions | 164 ft deep x 98 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 585 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 960 sqft |
| Deck Area | 230 sqft |
| Patio Area | 1,074 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2118662332 |
|---|---|
| Street Address | 540 LAKEHURST DR |
| City | WATERLOO |
| State | NE |
| Zip | 68069-9767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ELKHORN |
| Legal Description | RIVERSIDE LAKES LOT 162 BLOCK 0 IRREG |
| Legal Subdivision | RIVERSIDE LAKES |
| Legal Lot Number | 162 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 7508 |
Source: Douglas County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 540 LAKEHURST DR, WATERLOO, NE 68069-9767 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Aug 16, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 16, 2022 |
| Transfer Doc | 0000083667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Sep 14, 2026 |
| Property Address | 540 LAKEHURST DR, WATERLOO, NE 68069-9767 |
| Document Number | 0000081524 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202681524 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 171 |
| Address | 540 LAKEHURST DR, WATERLOO, NE 68069-9767 |
| Document Number | 0000081524, |
|---|---|
| Date | Sep 14, 2026 |
| Instrument | 202681524 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Aug 16, 2022 |
| Property Address | 540 LAKEHURST DR, WATERLOO, NE 68069-9767 |
| Document Number | 0000083667 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 2022083667 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Douglas County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $567,800 (+3.99%) Land $65,000 Building $502,800 | $567,800 (+3.99%) Land $65,000 Building $502,800 | |
| 2024 | $8,218.00 (-17.67%) | ||
| 2023 | $9,982.00 (+21.1%) | $546,000 Land $65,000 Building $481,000 | $546,000 Land $65,000 Building $481,000 |
| 2022 | $8,243.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOUGLAS CO SID 177 - RIVERSIDE LAKES private · serves 330 people · EPA ID NE3105508 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 800 / 400 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet.
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