540 Lafayette St, Lancaster, PA 17603 Property Records

Lancaster County property record for 540 Lafayette St, Lancaster, PA 17603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,408 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$671,000 (Oct 2020)
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Oct 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`338-53774-0-0000`

Property Details

APN / Parcel Number

Primary APN	`338-53774-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,408 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	704 sqft
Upper Floors Area	704 sqft
Basement Area	512 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1996
Architectural Style	Row Home
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Porch	Enclosed Porch
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	540 LAFAYETTE ST
City	LANCASTER
State	PA
Zip	17603-5212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	540 LAFAYETTE ST
Legal Lot Number	7
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2004
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lancaster City Historic District listed 2001 · 13,488 contributing resources · NRIS 01000956

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

540 Lafayette St is owned and occupied by an individual who bought it in October 2020.

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	117 PROSPECT ST, LANCASTER, PA 17603-5417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2020 · Amount on File
Deed Sale	Oct 13, 2020 · Amount on File
Prior Sale	Feb 23, 2000 · Amount on File
Deed Document Number	20206552169
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Oct 13, 2020
Property Address	540 LAFAYETTE ST, LANCASTER, PA 17603-5212
Document Number	0006552169
Instrument Date	Sep 15, 2020
Instrument	6552169
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,710.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 PROSPECT ST LANCASTER PA 176035417, LANCASTER, PA 17603-5417
Investor	Possibly a Property Investor

Mortgage

Document Number	6552170
Date	Oct 13, 2020
Instrument	6552170

Lender

Name	W DALE RAILING
Address	5 BOX ELDER LN, WILLOW STREET, PA 17584-9605

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	6564892,
Date	Oct 13, 2020
Instrument	6564892

Lender

Name	W DALE RAILING
Address	5 BOX ELDER LN, WILLOW STREET, PA 17584-9605

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 540 Lafayette St was $2,615 with a homeowner's exemption, up 1.1% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,400 Land $12,500 Building $52,900	$65,400 Land $12,500 Building $52,900
2025	$2,615.00 (+1.08%)
2024	$2,587.00 (+6.11%)	$65,400 (-) Land $12,500 Building $52,900
2023	$2,438.00 Homeowner's exemption	$65,400 Land $12,500 Building $52,900
2018			$65,400 Land $12,500 Building $52,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 540 Lafayette St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 540 Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,030 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber, T-Mobile.

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