Cook County property record for 540 Lafayette Ln, Hoffman Estates, IL 60169
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,227 sqft · built 1962 |
| Lot Size | 0.241 acres (10,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $262,000 (Feb 2019) |
| Tax Bill | $8,496 (2023) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-04-205-029 |
| Primary APN | 07-04-205-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,227 sqft Living Area |
| 1st Floor Area | 1,227 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,480 sqft (0.241 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 540 LAFAYETTE LN |
|---|---|
| City | HOFFMAN ESTATES |
| State | IL |
| Zip | 60169-4137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (HIGHLANDS) AT (HOFFMAN) ESTATES (XIII) SUB OF PT OF SECS 4 9 & 10 SEC 09-41-10 |
| Legal Range | 10E |
| Legal Township | 41N |
| Legal Section | 09 |
| Legal Subdivision | HIGHLANDS AT HOFFMAN ESTATES XIII |
| Legal Block | 162 |
| Legal Lot Number | 12 |
| Jurisdiction | COOK IL |
| Township / Civil Division | SCHAUMBURG |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 804714 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 540 LAFAYETTE LN, HOFFMAN ESTATES, IL 60169-4137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 27, 2019 | Warranty Deed, Transfer · Conventional with PMI PERL MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2019 · Amount on Record |
| Deed Sale | Feb 27, 2019 · Amount on Record |
| Prior Sale | Jul 21, 1995 |
| Deed Document Number | 201919001 |
| Prior Transfer Date | May 15, 2013 |
| Prior Transfer Doc | 0000049008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 540 LAFAYETTE LN, HOFFMAN ESTATES, IL 60169-4137 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0009703299 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2109703299 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.78% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 27, 2019 |
| Property Address | 540 LAFAYETTE LN, HOFFMAN ESTATES, IL 60169-4137 |
| Document Number | 1905819001 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 5819001 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2019 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 540 LAFAYETTE LN HOFFMAN ESTATES IL 601694137, HOFFMAN ESTATES, IL 60169-4137 |
| Document Number | 1905819002 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 5819002 |
| Name | PERL MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60618 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2049 |
| Rate | 4.75% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Schaumburg Township |
| Municipality | Hoffman Estates Village |
| Secondary School District | Township High School District 211 (09 - 12) |
| Elementary School District | Schaumburg Community Consolidated School District 54 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,000 (+16.13%) Land $7,336 Building $28,664 | $360,000 (+16.13%) Land $73,360 Building $286,640 | |
| 2023 | $8,496.00 (+3.74%) | ||
| 2022 | $8,190.00 | $31,000 Land $6,288 Building $24,712 | $310,000 Land $62,880 Building $247,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOFFMAN ESTATES serves 50,179 people · EPA ID IL0311290 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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