Fairfield County property record for 540 King St, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,473 sqft · built 1900 |
| Lot Size | 0.131 acres (5,719 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,900 (Jun 2024) |
| Tax Bill | $1,614 (2023) |
| Deeds & Mortgages | Apr 2024 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-30380.00 |
| Primary APN | 053-30380.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,473 sqft Living Area |
| 1st Floor Area | 682 sqft |
| 2nd Floor Area | 682 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,719 sqft (0.131 acres) |
| Lot Dimensions | 143 ft deep x 40 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 289 sqft |
| Deck Area | 180 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Oil |
| Heating Fuel | Gas |
| Account Number | 0302 01081 |
|---|---|
| Street Address | 540 KING ST |
| City | LANCASTER |
| State | OH |
| Zip | 43130-3112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WM COXS 2ND ADD LOT 6 |
| Legal Subdivision | WM COXS 2ND ADD |
| Legal Lot Number | 6 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 32200 |
Source: Fairfield County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 540 KING ST, LANCASTER, OH 43130-3112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Nov 16, 2017 | Warranty Deed, Transfer · FHA Mortgage THE PARK NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2024 · Amount on Record |
| Deed Sale | Jun 4, 2024 · Amount on Record |
| Prior Sale | Nov 16, 2017 · Amount on Record |
| Deed Document Number | 202400008399 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 540 KING ST, LANCASTER, OH 43130-3112 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 540 KING ST, LANCASTER, OH 43130-3112 |
| Document Number | 0000006275 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 202400006275 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | 222 DELAWARE AVE, WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 25, 2064 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 540 KING ST, LANCASTER, OH 43130-3112 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000025007 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 202100025007 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Nov 16, 2017 |
| Property Address | 540 KING ST, LANCASTER, OH 43130-3112 |
| Document Number | 0000021787 |
| Book / Page | 1752 / 3912 |
| Map Reference | MB 2 PG 13 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 201700021787 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | NORTHWEST TITLE FAMILY OF CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 540 KING ST, LANCASTER, OH 43130-3112 |
| Document Number | 0000021788 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 201700021788 |
| Name | THE PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Number | 0000021789 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 1752/3929 |
| Instrument | 201700021789 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Fairfield County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,920 (+53.01%) Land $16,790 Building $51,130 | $194,050 (+53.01%) Land $47,960 Building $146,090 | |
| 2023 | $1,614.00 Homeowner's exemption | $44,390 (-) Land $8,090 Building $36,300 | |
| 2022 | Homeowner's exemption | $44,390 Land $8,090 Building $36,300 | $126,820 Land $23,110 Building $103,710 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 3 (1995–2025) |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 825 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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