Sonoma County property record for 540 Josephine Dr, Cloverdale, CA 95425
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,537 sqft · built 1978 |
| Lot Size | 0.304 acres (13,258 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (Jun 2021) |
| Tax Bill | $8,566 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-340-034-000 |
| Primary APN | 116-340-034-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,537 sqft Living Area |
| 1st Floor Area | 1,537 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 13,258 sqft (0.304 acres) |
| Garage Area | 460 sqft |
| Cooling System | HVAC |
|---|
| Old Parcel Number | 116-340-034 |
|---|---|
| Street Address | 540 JOSEPHINE DR |
| City | CLOVERDALE |
| State | CA |
| Zip | 95425-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITYCL |
| Legal Description | LT 11 RANCHO MUSALACON SUB |
| Legal Subdivision | MUSALACON RHO S |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | CLOVERDALE-GEYSERVILLE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 154202 |
540 Josephine Dr is owned and occupied by two individuals who bought it in June 2021.
Source: Sonoma County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 JOSEPHINE DR, CLOVERDALE, CA 95425-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2021 | Grant Deed, Transfer · Conventional Mortgage LENDUS LLC |
| Apr 3, 2017 | Affidavit of Death, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2021 · Amount on File |
| Deed Sale | Jun 29, 2021 · Amount on File |
| Prior Sale | Apr 6, 2006 · Amount on File |
| Deed Document Number | 202175134 |
| Prior Transfer Date | Nov 21, 2003 |
| Prior Transfer Doc | 0000245493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Jun 29, 2021 |
| Property Address | 540 JOSEPHINE DR, CLOVERDALE, CA 95425-3132 |
| Document Number | 0000075134 |
| Map Reference | MB 252 PG 38&39 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 2021075134 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Title Company | CORNERSTONE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $704.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 540 JOSEPHINE DR, CLOVERDALE, CA 95425-3132 |
| Document Number | 0000075135 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021075135 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Apr 3, 2017 |
| Property Address | 540 JOSEPHINE DR, CLOVERDALE, CA 95425-3132 |
| Document Number | 0000025750 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 25750 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 540 JOSEPHINE DR CLOVERDALE CA 954253132, CLOVERDALE, CA 95425-3132 |
The 2025 property tax bill for 540 Josephine Dr was $8,566.
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Cloverdale City |
| Unified School District | Cloverdale Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $706,610 (+2%) Land $281,540 Building $425,070 | |
| 2025 | $8,566.00 | $692,756 Land $276,020 Building $416,736 |
| 2023 | $8,470.00 (+1.83%) | $665,856 Land $265,302 Building $400,554 |
| 2022 | $8,318.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 540 Josephine Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 540 Josephine Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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