San Luis Obispo County property record for 540 Ide St, Arroyo Grande, CA 93420 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,172 sqft · built 1995 |
| Lot Size | 0.241 acres (10,515 sqft) |
| Owner | Company Name on File |
| Last Sale | $210,000 (May 1995) |
| Tax Bill | $4,292 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Jan 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 007-502-034 |
| Primary APN | 007-502-034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,172 sqft Living Area |
| 1st Floor Area | 2,172 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Lot Area | 10,515 sqft (0.241 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 540 IDE ST |
|---|---|
| City | ARROYO GRANDE |
| State | CA |
| Zip | 93420-3416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CY AG PM 51-04 PAR 2 |
| Legal Subdivision | PARCEL MAP 51-04 |
| Legal Block | 4 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 11800 |
Source: San Luis Obispo County records · APN 007-502-034
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 540 IDE ST, ARROYO GRANDE, CA 93420-3416 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 10, 2022 | Deed of Trust, Mortgage · Line of Credit AIM CU |
| Jan 20, 2021 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Nov 19, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 04, 1995 · Amount on Record |
| Deed Sale | May 04, 1995 · Amount on Record |
| Deed Document Number | 199518822 |
| Last Transfer Date | Nov 12, 2020 |
| Transfer Doc | 0000067791 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 540 IDE ST, ARROYO GRANDE, CA 93420-3416 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 540 IDE ST, ARROYO GRANDE, CA 93420-3416 |
| Document Number | 0000020459 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 2022020459 |
| Name | AIM CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 09, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 540 IDE ST, ARROYO GRANDE, CA 93420-3416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 540 IDE ST, ARROYO GRANDE, CA 93420-3416 |
| Document Number | 0000004078 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021004078 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 19, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 19, 2020 |
| Property Address | 540 IDE ST, ARROYO GRANDE, CA 93420-3416 |
| Document Number | 0000067791 |
| Instrument Date | Nov 12, 2020 |
| Instrument | 67791 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 540 IDE ST ARROYO GRANDE CA 934203416, ARROYO GRANDE, CA 93420-3416 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Arroyo Grande City |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $417,020 (+2%) Land $137,041 Building $279,979 | |
| 2025 | $4,292.00 (+4.53%) Homeowner's exemption | $408,844 (+4.04%) Land $134,354 Building $274,490 |
| 2023 | $4,106.00 (+15.3%) Homeowner's exemption | $392,970 Land $129,138 Building $263,832 |
| 2022 | $3,561.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790118004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 592 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Surfnet Communications | Fixed Wireless | 100 / 20 |
| Ranch WiFi | Fixed Wireless (unlicensed) | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Radiate Holdings, Spectrum, Peak WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.
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