Lorain County property record for 540 Hilliard Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1954 |
| Square Footage | 925 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $200,000 (2025) |
| Tax Bill | $2,505.00 (2025) |
| Primary APN | 06-25-032-111-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 925 sqft Living Area |
| 1st Floor | 925 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 149 ft x 61 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 484 sqft Garage |
| Pool Area | 512 sqft Pool |
|---|---|
| Deck Area | 1,048 sqft Deck |
| Patio Area | 32 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 32 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 540 HILLIARD RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3702 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY 60 X 150 |
| Legal Subdivision | SPRING VALLEY SUBDIVISION #6 |
| Legal Tract | 25 |
| Legal Block | 111 |
| Legal Lot Number | 582 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-25-032-111-020
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 HILLIARD RD, ELYRIA, OH 44035-3702 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 06, 2022 | Deed of Trust, Mortgage · Line of Credit FIDELITY MORTGAGE INC |
| Aug 08, 2024 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 25, 2017 | Deed of Trust, Mortgage FIRST SEC & MTG |
| Sep 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY |
| Sep 25, 2017 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on Record |
| Deed Sale | Oct 21, 2025 · Amount on Record |
| Prior Sale | Sep 25, 2017 · Amount on Record |
| Deed Doc Number | 2025-0072211 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 540 HILLIARD RD, ELYRIA, OH 44035-3702 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000857547 |
|---|---|
| Date | Jan 06, 2022 |
| Instrument | 2022-0857547 |
| Name | FIDELITY MORTGAGE INC |
|---|---|
| Type | Subprime Lender |
| Address | PALM BEACH GARDENS, FL 33410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 540 HILLIARD RD, ELYRIA, OH 44035-3702 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 540 HILLIARD RD, ELYRIA, OH 44035-3702 |
| Document Number | 0000022302 |
|---|---|
| Date | Aug 08, 2024 |
| Instrument | 2024-0022302 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 22, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 21, 2025 |
| Property Address | 540 HILLIARD RD, ELYRIA, OH 44035-3702 |
| Document Number | 0000072211 |
| Map Reference | VOL 13 PG 16&17 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 2025-0072211 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 HILLIARD RD, ELYRIA, OH 44035-3702 |
| Document Number | 0000072345 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 2025-0072345 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 540 HILLIARD RD, ELYRIA, OH 44035-3702 |
| Document Number | 0000650219 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 540 HILLIARD RD ELYRIA OH 440353702, ELYRIA, OH 44035-3702 |
| Document Number | 0000650219 |
|---|---|
| Date | Nov 01, 2017 |
| Instrument | 650219 |
| Name | FIRST SEC & MTG |
|---|---|
| Type | Mortgage Company |
| Address | BROOK PARK, OH 44142 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 31, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 540 HILLIARD RD, ELYRIA, OH 44035-3702 |
| Document Number | 0000650220 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 540 HILLIARD RD ELYRIA OH 440353702, ELYRIA, OH 44035-3702 |
| Document Number | 0000650220 |
|---|---|
| Date | Nov 01, 2017 |
| Instrument | 650220 |
| Name | HOUSING FIN AGCY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 25, 2017 |
| Property Address | 540 HILLIARD RD, ELYRIA, OH 44035-3702 |
| Document Number | 0000645450 |
| Map Reference | PB 13 PG 16 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 2017-0645450 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $384.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 HILLIARD RD, ELYRIA, OH 44035-3702 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,505.00 | $52,300 (%) Land $10,490 Building $41,810 | $149,430 (-) Land $29,970 Building $119,460 |
| 2024 | $2,505.00 (+13.97%) | $52,301 (+32.38%) Land $10,490 Building $41,811 | $149,430 (+32.38%) Land $29,970 Building $119,460 |
| 2023 | $2,198.00 (+0.73%) | $39,509 (%) Land $8,320 Building $31,189 | $112,880 (-) Land $23,770 Building $89,110 |
| 2022 | $2,182.00 | $39,510 Land $8,320 Building $31,190 | |
| 2021 | $112,880 Land $23,770 Building $89,110 |
540 Hilliard Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures