540 Hill St, Dubuque, IA 52001 Property Records

Dubuque County property record for 540 Hill St, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,554 sqft · built 1896
Lot Size0.079 acres (3,445 sqft)
OwnerIndividual Name on Record
Last Sale$76,000 (Apr 2007)
Tax Bill$1,512 (2025)
Deeds & MortgagesJun 2026 Mortgage
Feb 2026 Transfer
Flood ZoneZone X (minimal risk)
APN10-25-135-003

Property Details

APN / Parcel Number

Primary APN10-25-135-003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,554 sqft Living Area
1st Floor Area747 sqft
Upper Floors Area747 sqft
Basement Area434 sqft
Unfinished Basement434 sqft
Game RoomGame Room
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1896
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area3,445 sqft (0.079 acres)
Lot Dimensions65 ft deep x 53 ft wide
PorchSlab
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address540 HILL ST
CityDUBUQUE
StateIA
Zip52001-6638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOTS 1-1-1-1-3 & 2-2 R BROWN SUB
Legal Range02E
Legal Township89N
Legal Section25
Legal SubdivisionLINCOLN
Legal Lot Number2
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group2
Census Block2004
Census Tract702

Owner

Source: Dubuque County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address540 HILL ST, DUBUQUE, IA 52001-6638
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 11, 2026Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2007 · Amount on Record
Deed SaleApr 2, 2007 · Amount on Record
Deed Document Number20074549
Last Transfer DateFeb 6, 2026
Transfer Doc0000001373
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Recording DateJun 10, 2026
Property Address540 HILL ST, DUBUQUE, IA 52001-6638
Document Number0000006298
Instrument DateMay 4, 2026
Instrument20266298
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 HILL ST, DUBUQUE, IA 52001-6638

Mortgage

Document Number0000006298,
DateJun 10, 2026
Instrument20266298
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term130 Months
DueApr 1, 2037
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUBUQUE IA
Recording DateFeb 11, 2026
Property Address540 HILL ST, DUBUQUE, IA 52001-6638
Document Number0000001373
Instrument DateFeb 6, 2026
Instrument2026-00001373
Transaction TypeTransfer
Record UpdatedFeb 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 HILL ST, DUBUQUE, IA 52001-6638

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,512.00 Homeowner's exemption$117,100 (+1.56%) Land $23,000 Building $94,100$117,100 (+1.56%) Land $23,000 Building $94,100
2024$1,512.00 (+0.67%)
2023$115,300 (+20.07%) Land $22,000 Building $93,300$115,300 (+20.07%) Land $22,000 Building $93,300
2022$1,502.00 Homeowner's exemption$96,030 Land $19,030 Building $77,000
2021$96,030 Land $19,030 Building $77,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.

Nearby Properties on Hill St

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