540 Heather Ct, Flatwoods, KY 41139 Property Records

Greenup County property record for 540 Heather Ct, Flatwoods, KY 41139

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · built 1980
Lot Size	3.05 acres (133,294 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Sep 2025)
Tax Bill	$4,134 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
APN	`183-20-04-044.00`

Property Details

APN / Parcel Number

Primary APN	`183-20-04-044.00`
Alternative APN	`12565`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	133,294 sqft (3.05 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	12565
Street Address	540 HEATHER CT
City	FLATWOODS
State	KY
Zip	41139-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRADLEY ESTATES LT 6
Legal Subdivision	BRADLEY ESTATES
Legal Lot Number	6
Jurisdiction	GREENUP KY
Township / Civil Division	FLATWOODS-RUSSELL
Census Block Group	2
Census Block	2035
Census Tract	40202

Owner

540 Heather Ct is owned and occupied by an individual who bought it in September 2025.

Source: Greenup County records, as of October 22, 2025

Owner of Record	Individual Name on File
Mailing Address	540 HEATHER CT, FLATWOODS, KY 41139-2041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on File
Deed Sale	Sep 12, 2025 · Amount on File
Deed Document Number	673519
Deed Book / Page	D689 / 89
Record Updated	Jun 8, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENUP KY
Recording Date	Sep 12, 2025
Property Address	540 HEATHER CT, FLATWOODS, KY 41139-2041
Document Number	0000673519
Book / Page	D689 / 89
Map Reference	MB 318 PG 286
Instrument Date	Sep 2, 2025
Instrument	673519
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 HIDDEN TREASURE DR, GEORGETOWN, KY 40324-8767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 HEATHER CT, FLATWOODS, KY 41139-2041

Mortgage

Document Number	0000673523
Date	Sep 12, 2025
Instrument	673523

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.29%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	4.29%
Max Rate At Change	8.29%
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 540 Heather Ct was $4,134 with a homeowner's exemption, down 0.8% from the year before.

Source: Greenup County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Greenup County
Municipality	Flatwoods City
Unified School District	Russell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,134.00 (-0.82%) Homeowner's exemption	$305,400 (-) Land $60,000 Building $245,400	$305,400 (-) Land $60,000 Building $245,400
2024	$4,168.00 (+1.71%) Homeowner's exemption	$305,400 (-) Land $60,000 Building $245,400	$305,400 (-) Land $60,000 Building $245,400
2023	$4,098.00 Homeowner's exemption	$305,400 Land $60,000 Building $245,400	$305,400 Land $60,000 Building $245,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 540 Heather Ct.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Heather Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUSSELL WATER COMPANY private · serves 5,181 people · EPA ID KY0450376
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Heather Ct

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