Santa Clara County property record for 540 Harmony Ln, San Jose, CA 95111
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1958 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,977 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone D (undetermined) |
| APN | 684-08-069 |
| Primary APN | 684-08-069 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 540 HARMONY LN |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95111-2530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-8 |
| Legal Description | TRACT 2085 MELODY PARK BOOK 96 PAGE 21 LOT 288 |
| Legal Subdivision | MELODY PARK |
| Legal Tract | 2085 |
| Legal Lot Number | 288 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 512057 |
540 Harmony Ln is owner-occupied and held in a trust since February 2015.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 540 HARMONY LN, SAN JOSE, CA 95111-2530 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Dec 4, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 3, 2015 |
| Transfer Doc | 0022846173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 540 HARMONY LN, SAN JOSE, CA 95111-2530 |
| Document Number | 0024446418 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 540 HARMONY LN SAN JOSE CA 951112530, SAN JOSE, CA 95111-2530 |
| Document Number | 0024446418 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 24446418 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 540 HARMONY LN, SAN JOSE, CA 95111-2530 |
| Document Number | 0023847824 |
| Instrument Date | Dec 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 540 HARMONY LN SAN JOSE CA 951112530, SAN JOSE, CA 95111-2530 |
| Document Number | 0023847824 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 23847824 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 540 Harmony Ln was $2,977 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Secondary School District | East Side Union High School District (09 - 12) |
| Elementary School District | Oak Grove Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $61,193 (+2%) Land $17,400 Building $43,793 | |
| 2025 | $2,977.00 Homeowner's exemption | $59,994 Land $17,059 Building $42,935 |
| 2023 | $2,766.00 (+1.88%) Homeowner's exemption | $57,667 Land $16,398 Building $41,269 |
| 2022 | $2,715.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 540 Harmony Ln in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 540 Harmony Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
May also be available: GeoLinks, Sail Internet, T-Mobile.
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