Hardin County property record for 540 Harbert Dr, Savannah, TN 38372
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,320 sqft · built 2017 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,000 (Apr 2020) |
| Tax Bill | $1,319 (2024) |
| Deeds & Mortgages | Jun 2026 Construction Loan Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036083G S 00200 |
| Primary APN | 036083G S 00200 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 540 HARBERT DR |
|---|---|
| City | SAVANNAH |
| State | TN |
| Zip | 38372-3024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBERT HEIGHTS SUB A 2 |
| Legal Subdivision | HARBERT HEIGHTS SUB |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | HARDIN TN |
| Township / Civil Division | 10 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 920402 |
540 Harbert Dr is owned and occupied by an individual who bought it in April 2020.
Source: Hardin County records, as of June 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 HARBERT DR, SAVANNAH, TN 38372-3024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Construction Mortgage HARDIN COUNTY BANK |
| Jun 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIRST HORIZON BANK |
| Apr 30, 2020 | Warranty Deed, Transfer THE CRESCENT MTG |
| Aug 28, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2020 · Amount on File |
| Deed Sale | Apr 30, 2020 · Amount on File |
| Prior Sale | Aug 28, 2017 · Amount on File |
| Deed Document Number | 2020146810 |
| Deed Book / Page | 731 / 179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Jun 2, 2026 |
| Property Address | 540 HARBERT DR, SAVANNAH, TN 38372-3024 |
| Document Number | 0000186364 |
| Book / Page | 853 / 895 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026186364 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 540 HARBERT DR, SAVANNAH, TN 38372-3024 |
| Document Number | 0000186364, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 853/895 |
| Instrument | 2026186364 |
| Name | HARDIN COUNTY BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 27, 2027 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Property Address | 540 HARBERT DR, SAVANNAH, TN 38372-3024 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 767365 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 767/365 |
| Instrument | 154766 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Apr 30, 2020 |
| Property Address | 540 HARBERT DR, SAVANNAH, TN 38372-3024 |
| Document Number | 731178 |
| Book / Page | 000731 / 000178 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 146810 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $588.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 HARBERT DR SAVANNAH TN 383723024, SAVANNAH, TN 38372-3024 |
| Document Number | 731180 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 000731/000180 |
| Instrument | 146811 |
| Name | THE CRESCENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Aug 28, 2017 |
| Property Address | 540 HARBERT DR, SAVANNAH, TN 38372-3024 |
| Document Number | 67392 |
| Book / Page | 000673 / 000092 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 131920 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $518.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 HARBERT DR SAVANNAH TN 38372, SAVANNAH, TN 38372 |
Source: Hardin County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hardin County |
| Municipality | Savannah City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $53,800 Land $3,375 Building $50,425 | ||
| 2024 | $1,319.00 | ||
| 2023 | $1,319.00 (+27.07%) | $53,800 (+43.09%) Land $3,375 Building $50,425 | $215,200 (+43.09%) Land $13,500 Building $201,700 |
| 2022 | $1,038.00 | $37,600 Land $3,225 Building $34,375 | $150,400 Land $12,900 Building $137,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 540 Harbert Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 Harbert Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH UTILITY DEPARTMENT serves 19,495 people · EPA ID TN0000611 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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