Lorain County property record for 540 Griswold Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1968 |
| Square Footage | 13,298 sqft Total Area |
| Lot Size | 41,818 sqft (0.96 acres) |
| Last Sale | $650,000 (2021) |
| Tax Bill | $15,695.00 (2025) |
| Primary APN | 06-24-031-101-035 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 13,298 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 1968 |
|---|---|
| Lot Area | 41,818 sqft (0.96 acres) |
| Depth X Width | 280 ft x 150 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 540 GRISWOLD RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2305 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LEONA HTS 150 X 280 |
| Legal Subdivision | LEONA HEIGHTS ALLOTMENT |
| Legal Tract | 24 |
| Legal Block | 101 |
| Legal Lot Number | 445-447 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 70300 |
Source: Lorain County records · APN 06-24-031-101-035
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 200 E PALM VALLEY DR, OVIEDO, FL 32765-4514 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Oct 06, 2022 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Dec 07, 2021 | Limited Warranty Deed, Transfer |
| Mar 05, 2020 | Deed of Trust, Mortgage · Line of Credit PEOPLES BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 07, 2021 · Amount on Record |
| Deed Sale | Dec 07, 2021 · Amount on Record |
| Prior Sale | Feb 03, 2012 · Amount on Record |
| Deed Doc Number | 2021009391 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 540 GRISWOLD RD, ELYRIA, OH 44035-2305 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000894158 |
|---|---|
| Date | Oct 06, 2022 |
| Instrument | 2022-0894158 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, OH 45750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 07, 2021 |
| Property Address | 540 GRISWOLD RD, ELYRIA, OH 44035-2305 |
| Document Number | 0000852954 |
| Map Reference | VOL 6 PG 35 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021-0852954 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 E PALM VALLEY DR STE 1060, 1060, OVIEDO, FL 32765-4514 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 540 GRISWOLD RD, ELYRIA, OH 44035-2305 |
| Document Number | 0000752067 |
| Instrument Date | Mar 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO. |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 32157 VENTANAS CIR AVON LAKE OH 440121980, AVON LAKE, OH 44012-1980 |
| Document Number | 0000752067 |
|---|---|
| Date | Mar 06, 2020 |
| Instrument | 752067 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | 24400 CHAGRIN BLVD, BEACHWOOD, OH 44122-5642 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,695.00 | $254,190 (%) Land $54,390 Building $199,800 | $726,270 (-) Land $155,400 Building $570,870 |
| 2024 | $15,695.00 (-21.62%) | $254,195 (-7.72%) Land $54,390 Building $199,805 | $726,270 (-7.72%) Land $155,400 Building $570,870 |
| 2023 | $20,025.00 (+30.13%) | $275,450 (+29.44%) Land $44,100 Building $231,350 | $787,000 (+29.44%) Land $126,000 Building $661,000 |
| 2022 | $15,388.00 | $212,800 Land $44,100 Building $168,700 | |
| 2021 | $608,000 Land $126,000 Building $482,000 |
540 Griswold Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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