540 Grand Blvd, Boone, NC 28607 Property Records

Watauga County property record for 540 Grand Blvd, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,902 sqft · built 1940
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Dec 2018)
Tax Bill	$3,408 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2900-99-1430-000`

Property Details

APN / Parcel Number

Primary APN	`2900-99-1430-000`
Alternative APN	`1786446`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,902 sqft Living Area
1st Floor Area	1,268 sqft
Basement Area	1,342 sqft
Finished Basement	1,342 sqft
Unfinished Basement	1,342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Porch	Porch
Porch Area	192 sqft
Patio Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1786446
Street Address	540 GRAND BLVD
City	BOONE
State	NC
Zip	28607-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOR1
Legal Description	GRAND BLVD
Jurisdiction	WATAUGA NC
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2008
Census Tract	920400

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	642 GRAND BLVD, BOONE, NC 28607-3663
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit LIFESTORE BANK
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIFESTORE BANK
Dec 28, 2018	Warranty Deed, Construction Loan · Construction Mortgage LIFESTORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	2018675284
Deed Book / Page	2008 / 42
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	540 GRAND BLVD, BOONE, NC 28607-3622
Transaction Type	Mortgage
Record Updated	Jun 21, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023360001
Date	Jun 7, 2023
Book Page	2336/1
Instrument	731662

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	540 GRAND BLVD, BOONE, NC 28607-3622
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 GRAND BLVD, BOONE, NC 28607-3663

Mortgage

Document Number	0021440536
Date	Nov 23, 2020
Book Page	2144/536
Instrument	698726

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	540 GRAND BLVD, BOONE, NC 28607-3622
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021440526
Date	Nov 23, 2020
Book Page	2144/526
Instrument	698725

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 28, 2018
Property Address	540 GRAND BLVD, BOONE, NC 28607-3622
Document Number	0020080042
Book / Page	2008 / 0042
Instrument Date	Dec 28, 2018
Instrument	675284
Transaction Type	Construction Loan
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 GRAND BLVD, BOONE, NC 28607-3663

Mortgage

Document Number	0000675285
Date	Dec 28, 2018
Instrument	675285

Lender

Name	LIFESTORE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Boone Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,700 (-) Land $62,800 Building $395,900
2025	$3,408.00	$458,700 (-) Land $62,800 Building $395,900
2024			$458,700 Land $62,800 Building $395,900
2023		$458,700 Land $62,800 Building $395,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1991–1998)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 1998 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOONE serves 19,811 people · EPA ID NC0195010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Skyline Telephone, T-Mobile.

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