Charlotte County property record for 540 Gold Tree, Punta Gorda, FL 33955
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,427 sqft · built 2002 |
| Lot Size | 0.222 acres (9,687 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,500 (Apr 2005) |
| Tax Bill | $4,608 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 41-23-33-180-010 |
| Primary APN | 41-23-33-180-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,427 sqft Living Area |
| Gross Area | 1,950 sqft |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 9,687 sqft (0.222 acres) |
| Garage Area | 361 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 162 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004712477 |
|---|---|
| Old Parcel Number | 00952620218500 |
| Street Address | 540 GOLD TREE |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33955-1020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PGI 018 0406 0035 PUNTA GORDA ISLES SEC18 BLK406 LT 35 1011/2122 1222/281 1858/1357 1991/1872 DC2093/624-WG PR02-157 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 33 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 406 |
| Legal Lot Number | 35 1011 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10505 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6123 GEORGE RD, PUNTA GORDA, FL 33982-3100 |
| Owner Type | Individual |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2005 · Amount on Record |
| Deed Sale | Apr 20, 2005 · Amount on Record |
| Prior Sale | Mar 20, 2003 · Amount on Record |
| Deed Document Number | 1371688 |
| Deed Book / Page | 2684 / 0801 |
| Record Updated | Jun 8, 2026 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,608.00 (-5.61%) | $277,334 (-3.24%) | $236,431 (+4.47%) Land $47,000 Building $189,431 |
| 2023 | $4,882.00 (+291.19%) | $286,632 (+153%) | $226,318 (-5.89%) Land $45,000 Building $181,318 |
| 2022 | $1,248.00 Homeowner's exemption | $113,292 | $240,483 Land $36,550 Building $203,933 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 269 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 269 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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