Nelson County property record for 540 Front St, Lovingston, VA 22949
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 884 sqft · built 1925 |
| Lot Size | 0.257 acres (11,203 sqft) |
| Owner | Company Name on File |
| Last Sale | $125,000 (Apr 2024) |
| Tax Bill | $899 (2026) |
| Deeds & Mortgages | Apr 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 58B 4 1 |
| Primary APN | 58B 4 1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 884 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,203 sqft (0.257 acres) |
| Lot Dimensions | 113 ft deep x 76 ft wide |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 128 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 05201 |
|---|---|
| Street Address | 540 FRONT ST |
| City | LOVINGSTON |
| State | VA |
| Zip | 22949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TC |
| Legal Description | LOT 1 PROFFITT CIRCLE DB 304-387 |
| Legal Lot Number | 1 |
| Jurisdiction | NELSON VA |
| Township / Civil Division | EAST |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 950102 |
540 Front St is owned by a company that bought it in April 2024.
Source: Nelson County records, as of June 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 170 LOST LN, ARRINGTON, VA 22922-2493 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2024 · Amount on File |
| Deed Sale | Apr 24, 2024 · Amount on File |
| Deed Document Number | 2024764 |
| Deed Book / Page | 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON VA |
| Recording Date | Apr 24, 2024 |
| Property Address | 540 FRONT ST, LOVINGSTON, VA 22949 |
| Document Number | 0202400764 |
| Instrument Date | Apr 22, 2024 |
| Instrument | 202400764 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 LOST LN, ARRINGTON, VA 22922-2493 |
The 2026 property tax bill for 540 Front St was $899.
Source: Nelson County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Nelson County |
| Unified School District | Nelson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $899.00 | $160,600 (+17.48%) Land $22,100 Building $138,500 | $160,600 (+17.48%) Land $22,100 Building $138,500 |
| 2025 | $136,700 Land $23,900 Building $112,800 | $136,700 Land $23,900 Building $112,800 | |
| 2023 | $888.00 | $136,700 Land $23,900 Building $112,800 | $136,700 Land $23,900 Building $112,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 Front St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 70% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Nelson County Cablevision Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: RiverStreet Networks.
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