Armstrong County property record for 540 Freeport Rd, Freeport, PA 16229 · Last verified May 2026
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 4,006 sqft |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,900 (Apr 2017) |
| Tax Bill | $1,781 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-186.00-01-28 |
| Primary APN | 44-186.00-01-28 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,006 sqft Total Area |
| 1st Floor Area | 1,862 sqft |
| 2nd Floor Area | 1,312 sqft |
| Basement Area | 832 sqft |
| Lot Area | 50,530 sqft (1.16 acres) |
|---|---|
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Oil |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 540 FREEPORT RD |
|---|---|
| City | FREEPORT |
| State | PA |
| Zip | 16229-1828 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | MAP NO:186.00-01-28; 1.16A IMPRS |
| Legal Block | 1 |
| Jurisdiction | ARMSTRONG PA |
| Township / Civil Division | SOUTH BUFFALO |
| Census Block Group | 5 |
| Census Block | 5038 |
| Census Tract | 951200 |
Source: Armstrong County records · APN 44-186.00-01-28
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 FREEPORT RD, FREEPORT, PA 16229-1828 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC |
| Apr 17, 2017 | Special Warranty Deed, Transfer · FHA Mortgage HOWARD HANNA MORTGAGE SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 17, 2017 · Amount on Record |
| Deed Sale | Apr 17, 2017 · Amount on Record |
| Prior Sale | May 12, 2015 · Amount on Record |
| Deed Document Number | 20173868 |
| Deed Book / Page | 4993 / 172 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARMSTRONG PA |
| Property Address | 540 FREEPORT RD, FREEPORT, PA 16229-1828 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 540 FREEPORT RD, FREEPORT, PA 16229-1828 |
| Document Number | 0000012283 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 5607/430 |
| Instrument | 202212283 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARMSTRONG PA |
| Property Address | 540 FREEPORT RD, FREEPORT, PA 16229-1828 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005074 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 5318/313 |
| Instrument | 202005074 |
| Name | HOWARD HANNA MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15238 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ARMSTRONG PA |
| Recording Date | Apr 17, 2017 |
| Property Address | 540 FREEPORT RD, FREEPORT, PA 16229-1828 |
| Document Number | 0000003868 |
| Book / Page | 4993 / 172 |
| Instrument Date | Apr 08, 2017 |
| Instrument | 201703868 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 FREEPORT RD, FREEPORT, PA 16229-1828 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003869 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 201703869 |
| Name | HOWARD HANNA MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Armstrong County records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Armstrong County |
| County Subdivision | South Buffalo Township |
| Unified School District | Freeport Area School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,781.00 (+3.37%) | $18,790 (-) Land $13,280 Building $5,510 | |
| 2024 | $1,723.00 | $18,790 Land $13,280 Building $5,510 | |
| 1997 | $53,670 Land $37,930 Building $15,740 |
Source: FEMA National Flood Hazard Layer, Armstrong County (42005C), updated June 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420059512005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Nearby Flood Claims | 4 (1996–2004) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2004, river or lake flooding, Tropical Depression Ivan |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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