540 Francesca Ln, Roselle, IL 60172 Property Records

DuPage County property record for 540 Francesca Ln, Roselle, IL 60172

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,503 sqft · built 2023
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (May 2023)
Tax Bill	$15,162 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-08-204-046`

Property Details

APN / Parcel Number

Primary APN	`02-08-204-046`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,503 sqft Living Area
Gross Area	3,633 sqft
1st Floor Area	1,149 sqft
2nd Floor Area	1,354 sqft
Basement Area	1,130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	540 FRANCESCA LN
City	ROSELLE
State	IL
Zip	60172-2759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRYN MAWR VILLAGE SUB ALL
Legal Subdivision	BRYN MAWR VILLAGE SUB
Jurisdiction	DU PAGE IL
Township / Civil Division	BLOOMINGDALE
Census Block Group	3
Census Block	3001
Census Tract	841102

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 E WACKER DR, 3904, CHICAGO, IL 60601-5273
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 18, 2020	Deed of Trust, Construction Loan · Line of Credit CENTRUST BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Deed Document Number	202332659
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	May 26, 2023
Property Address	540 FRANCESCA LN, ROSELLE, IL 60172-2759
Document Number	0000032659
Map Reference	DOC R2019-097115
Instrument Date	May 23, 2023
Instrument	R2023-032659
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	540 FRANCESCA LN, ROSELLE, IL 60172-2759

Mortgage

Document Number	0000032660
Date	May 26, 2023
Instrument	R2023-032660

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.3%

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Recording Date	Nov 18, 2020
Property Address	540 FRANCESCA LN, ROSELLE, IL 60172-2759
Document Number	0000139213
Instrument Date	Oct 23, 2020
Instrument	139213
Transaction Type	Construction Loan
Record Updated	Dec 24, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	318 EMERALD DR STREAMWOOD IL 601071269, STREAMWOOD, IL 60107-1269

Mortgage

Document Number	0000139213
Date	Nov 18, 2020
Instrument	139213

Lender

Name	CENTRUST BK NA
Type	Bank
Address	NORTHBROOK, IL 60062

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Bloomingdale Township
Municipality	Roselle Village
Elementary School District	Keeneyville School District 20 (PK - 08)
Secondary School District	Lake Park Community High School District 108 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,162.00 (-4.74%)	$219,497 (-) Land $39,684 Building $179,813	$658,491 (-) Land $119,052 Building $539,439
2024	$15,917.00 (+4,843.17%)	$219,497 (+5,126.12%) Land $36,304 Building $183,193	$658,491 (+5,126.12%) Land $108,912 Building $549,579
2022	$322.00	$4,200 Land $4,200	$12,600 Land $12,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSELLE serves 22,897 people · EPA ID IL0434820
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless · DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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