540 Forest Cir, Algonquin, IL 60102 Property Records

McHenry County property record for 540 Forest Cir, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,573 sqft · built 1978
Lot Size	0.31 acres (13,541 sqft)
Owner	2 Owner Names on File
Last Sale	$176,500 (Apr 1999)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-33-203-010`

Property Details

APN / Parcel Number

Primary APN	`19-33-203-010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,573 sqft
Gross Area	2,581 sqft
1st Floor Area	648 sqft
2nd Floor Area	925 sqft

Exterior

Year Built	Built 1978
Architectural Style	Split Level
Exterior Material	Frame Siding
Lot Area	13,541 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	540 FOREST CIR
City	ALGONQUIN
State	IL
Zip	60102-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 1999R0026335 LT 89 HIGH HILL FARMS UNIT 1
Legal Range	08E
Legal Township	43N
Legal Section	33
Legal Subdivision	HUNTINGTON MANOR
Legal Block	203
Legal Lot Number	89
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3015
Census Tract	871310

Owner

Source: McHenry County records · APN 19-33-203-010

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	540 FOREST CIR, ALGONQUIN, IL 60102-2137

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 08, 1999 · Amount on Record
Deed Sale	Apr 08, 1999 · Amount on Record
Deed Document Number	1999R0026335
Deed Book / Page	1933
Record Updated	Jun 07, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	540 FOREST CIR, ALGONQUIN, IL 60102-2137
Document Number	0000034148
Instrument Date	Oct 04, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	540 FOREST CIR ALGONQUIN IL 601022137, ALGONQUIN, IL 60102-2137

Mortgage

Document Number	0000034148
Date	Oct 10, 2019
Instrument	34148

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 09, 2034

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$90,397 Land $23,497 Building $66,900	$271,191 Land $70,491 Building $200,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	29 (1978–2017)
Claims Outside the SFHA	12 of 29
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

Based on FCC filings for 393 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ALGONQUIN serves 30,700 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.