540 Fleming Ave, San Jose, CA 95127 Property Records

Santa Clara County property record for 540 Fleming Ave, San Jose, CA 95127

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,979 sqft · built 1953
Lot Size	0.497 acres (21,659 sqft)
Owner	Individual Name on File
Last Sale	$1,350,000 (Aug 2023)
Tax Bill	$18,686 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`612-26-042`

Property Details

APN / Parcel Number

Primary APN	`612-26-042`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,979 sqft Living Area
1st Floor Area	1,979 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	21,659 sqft (0.497 acres)
Lot Dimensions	179 ft deep x 121 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Pool Type	Pool with Hot Tub/Spa
Pool Area	3,220 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	540 FLEMING AVE
City	SAN JOSE
State	CA
Zip	95127-3525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3010
Census Tract	504201

Owner

540 Fleming Ave is owned by an individual who bought it in August 2023.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3698 LUCAS DR, SAN JOSE, CA 95148-3147
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage BRIDGEWAY LENDING PARTNERS LLC
Aug 16, 2023	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on File
Deed Sale	Aug 16, 2023 · Amount on File
Prior Sale	Apr 6, 2001 · Amount on File
Deed Document Number	202325518902
Prior Transfer Date	Dec 9, 2015
Prior Transfer Doc	0023233842
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	540 FLEMING AVE, SAN JOSE, CA 95127-3525
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 FLEMING AVE, SAN JOSE, CA 95127-3525
Investor	Possibly a Property Investor

Mortgage

Document Number	0025964557
Date	Mar 30, 2026
Instrument	25964557

Lender

Name	BRIDGEWAY LENDING PARTNERS LLC
Type	Mortgage Company
Address	10550 CAMDEN DR # B, CYPRESS, CA 90630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 16, 2023
Property Address	540 FLEMING AVE, SAN JOSE, CA 95127-3525
Document Number	0025518902
Map Reference	MB 418 PG 17&18
Instrument Date	Aug 4, 2023
Instrument	25518902
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3698 LUCAS DR, SAN JOSE, CA 95148-3147
Investor	Possibly a Property Investor

Mortgage

Document Number	0025518903
Date	Aug 16, 2023
Instrument	25518903

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	8.5%
Max Rate At Change	13.5%
Margin	4
Max Rate	13.5%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	540 FLEMING AVE, SAN JOSE, CA 95127-3525
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 FLEMING AVE, SAN JOSE, CA 95127-3525

Mortgage

Document Number	0024931731
Date	Apr 22, 2021
Instrument	24931731

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 540 Fleming Ave was $18,686, up 1.8% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Elementary School District	Alum Rock Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,404,540 (+2%) Land $1,123,632 Building $280,908
2025	$18,686.00 (+1.83%)	$1,377,000 Land $1,101,600 Building $275,400
2024	$18,350.00 (+55.35%)
2023	$11,812.00 (+2.55%) Homeowner's exemption	$842,911 Land $325,865 Building $517,046
2022	$11,518.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 540 Fleming Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Fleming Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Sonic Telecom, Verizon.

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