St. Clair County property record for 540 Flagstone Pass Dr, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,225 sqft · built 2019 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $580,000 (May 2023) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Apr 2020 Sale & Mortgage |
| APN | 03-13-0-203-023 |
| Primary APN | 03-13-0-203-023 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,225 sqft Living Area |
| Basement Area | 2,225 sqft |
| Unfinished Basement | 2,225 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 812 sqft |
| Cooling System | Central |
|---|
| Street Address | 540 FLAGSTONE PASS DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-7436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESERVES OF TIMBER RIDGE PH 3 LOT 42 A02781443 |
| Legal Subdivision | RESERVES OF TIMBER RIDGE |
| Legal Phase | 3 |
| Legal Lot Number | 42 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | CASEYVILLE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 503404 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 540 FLAGSTONE PASS DR, O FALLON, IL 62269-7436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO |
| Apr 20, 2020 | Grant Deed, Subdivision Related Transfer · Conventional with PMI AMERICAN PORTFOLIO MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2023 · Amount on Record |
| Deed Sale | May 18, 2023 · Amount on Record |
| Deed Document Number | 20232781443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | May 18, 2023 |
| Property Address | 540 FLAGSTONE PASS DR, O FALLON, IL 62269-7436 |
| Document Number | 0A02781443 |
| Map Reference | DOC A02584175 |
| Instrument Date | May 15, 2023 |
| Instrument | A02781443 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2023 |
| Title Company | ADVANCE TITLE SOLUTIONS INC, ADVANCED TITLE SOLUTIONS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 FLAGSTONE PASS DR, O FALLON, IL 62269-7436 |
| Document Number | 0A02781444 |
|---|---|
| Date | May 18, 2023 |
| Instrument | A02781444 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Apr 20, 2020 |
| Property Address | 540 FLAGSTONE PASS DR, O FALLON, IL 62269-7436 |
| Document Number | 00A2648631 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 2648631 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 16, 2020 |
| Title Company | ADVANCED TITLE SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $614.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 248 BROOKMONT DR BELLEVILLE IL 622217122, BELLEVILLE, IL 62221-7122 |
| Document Number | A2648632 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 2648632 |
| Name | AMERICAN PORTFOLIO MTG |
|---|---|
| Type | Mortgage Company |
| Address | PALATINE, IL 60074 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Caseyville Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $211,087 (+39.75%) Land $34,494 Building $176,593 | $633,261 (+39.75%) Land $103,482 Building $529,779 |
| 2022 | $151,047 Land $26,205 Building $124,842 | $453,141 Land $78,615 Building $374,526 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2022 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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