540 Falling Waters Dr, Falling Waters, WV 25419 Property Records

Berkeley County property record for 540 Falling Waters Dr, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,494 sqft · built 2006
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$32,500 (Aug 2005)
Tax Bill	$1,971 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-2D-0045.0000`

Property Details

APN / Parcel Number

Primary APN	`02-2D-0045.0000`
Alternative APNs	`02-02-2D-0045.0000` `07027077`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
1st Floor Area	1,494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	39,640 sqft (0.91 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	07027077
Street Address	540 FALLING WATERS DR
City	FALLING WATERS
State	WV
Zip	25419-4770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC D LOT 38 POTOMAC HEIGHTS .91 ACRE
Legal Subdivision	POTOMAC HEIGHTS
Legal Lot Number	38
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1004
Census Tract	971104

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	540 FALLING WATERS DR, FALLING WATERS, WV 25419-4770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 1, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Nov 13, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Jan 18, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2005 · Amount on Record
Deed Sale	Aug 12, 2005 · Amount on Record
Deed Document Number	0000807119
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	540 FALLING WATERS DR, FALLING WATERS, WV 25419-4770
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004064/241
Date	Oct 3, 2023
Book Page	4064/241
Instrument	20230027614

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2043

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	540 FALLING WATERS DR, FALLING WATERS, WV 25419-4770
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3655/121
Date	Mar 1, 2021
Book Page	3655/121
Instrument	20210007367

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	540 FALLING WATERS DR, FALLING WATERS, WV 25419-4770
Transaction Type	Mortgage
Record Updated	Dec 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3431/176
Date	Nov 13, 2019
Book Page	3431/176
Instrument	20190034250

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	540 FALLING WATERS DR, FALLING WATERS, WV 25419-4770
Transaction Type	Mortgage
Record Updated	Feb 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3230/057
Date	Jan 18, 2018
Book Page	3230/057
Instrument	20180002162

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,971.00 (-0.81%)	$162,180 (+3.13%) Land $40,740 Building $121,440	$270,300 (+3.13%) Land $67,900 Building $202,400
2023	$1,987.00	$157,260 Land $37,320 Building $119,940	$262,100 Land $62,200 Building $199,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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