Franklin County property record for 540 Fairway Dr, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 6 ba · 2,644 sqft · built 2002 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,803 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-9-32.0-0-012-073.120 |
| Primary APN | 18-9-32.0-0-012-073.120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,644 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 56,628 sqft (1.3 acres) |
| Patio Area | 144 sqft |
| Street Address | 540 FAIRWAY DR |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-4499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | LOT:18 BIRCH CREEK ESTATES |
| Legal Range | 01E |
| Legal Township | 43 |
| Legal Section | 32 |
| Legal Subdivision | BIRCH CREEK ESTATES |
| Legal Block | 12 |
| Legal Lot Number | 18 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 800606 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 540 FAIRWAY DR, UNION, MO 63084-4499 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION |
| Aug 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED BANK OF UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2021 |
| Deed Sale | Aug 27, 2021 |
| Prior Sale | Jul 19, 2005 |
| Deed Document Number | 2116224 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 540 FAIRWAY DR, UNION, MO 63084-4499 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002123454 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2123454 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 540 FAIRWAY DR, UNION, MO 63084-4499 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002122178 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2122178 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Aug 27, 2021 |
| Property Address | 540 FAIRWAY DR, UNION, MO 63084-4499 |
| Document Number | 0002116224 |
| Map Reference | PB P PG 1042 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 2116224 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 FAIRWAY DR, UNION, MO 63084-4499 |
| Document Number | 0002116225 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2116225 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,803.00 (+17.58%) | $80,571 (+18.59%) | $424,060 (+18.59%) Land $65,000 Building $359,060 |
| 2023 | $4,085.00 (-8.8%) | $67,940 | $357,580 Land $65,000 Building $292,580 |
| 2022 | $4,479.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2023–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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