540 Elm St E, Annandale, MN 55302 Property Records

Wright County property record for 540 Elm St E, Annandale, MN 55302

Property Summary

Property Type	Other Improved
Details	3,870 sqft · built 1961
Lot Size	0.346 acres (15,072 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Apr 2020)
Tax Bill	$6,718 (2026)
Deeds & Mortgages	Apr 2020 Sale May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`102-500-293215`

Property Details

APN / Parcel Number

Primary APN	`102-500-293215`

Interior

Building Area	3,870 sqft Total Area
1st Floor Area	4,095 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1980
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	15,072 sqft (0.346 acres)
Storage Building	80 sqft

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	540 ELM ST E
City	ANNANDALE
State	MN
Zip	55302-1149
Property Category	Other
Property Type	Other > Other Improved
Legal Description	SECT-29 TWP-121 RANGE-027 UNPLATTED LAND ANNANDALE1 COM AT NW COR OF NW1/4 OF SW1/4 TH E ON N LN OF SD 1/4 682FT TH S ON LN P
Legal Range	027
Legal Township	121
Legal Section	29
Legal Subdivision	UNPLATTED LAND ANNANDALE1
Jurisdiction	WRIGHT MN
Township / Civil Division	ANNANDALE
Census Block Group	3
Census Block	3033
Census Tract	100402

Owner

540 Elm St E is owned by two individuals who acquired it in December 2020.

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9536 ROCKWOOD AVE NW, SOUTH HAVEN, MN 55382-4560
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Grant Deed, Transfer ATTORNEY ONLY
May 30, 2018	Loan Modification, Mortgage LAKE CTRL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2020 · Amount on File
Deed Sale	Apr 7, 2020 · Amount on File
Deed Document Number	20201423002
Last Transfer Date	Dec 18, 2020
Transfer Doc	0001453204
Record Updated	Sep 20, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 7, 2020
Property Address	540 ELM ST E, ANNANDALE, MN 55302-1149
Document Number	0001423002
Instrument Date	Apr 1, 2020
Instrument	1423002
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$825.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9536 ROCKWOOD AVE NW SOUTH HAVEN MN 553824560, SOUTH HAVEN, MN 55382-4560

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	540 ELM ST E, ANNANDALE, MN 55302-1149
Document Number	0001371653
Instrument Date	May 30, 2018
Transaction Type	Mortgage
Record Updated	Jul 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	540 ELM ST E ANNANDALE MN 553021149, ANNANDALE, MN 55302-1149

Mortgage

Document Number	0001371653
Date	Jun 6, 2018
Instrument	1371653

Lender

Name	LAKE CTRL BK
Address	ANNANDALE, MN 55302

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jun 5, 2023

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2026 property tax bill for 540 Elm St E was $6,718.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Annandale City
County	Wright County
Unified School District	Annandale Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,718.00	$368,900 (+12.44%) Land $118,900 Building $250,000	$368,900 (+12.44%) Land $118,900 Building $250,000
2025		$328,100 Land $115,200 Building $212,900	$328,100 Land $115,200 Building $212,900
2023	$3,980.00 (-10.6%)	$263,200 (+28.89%) Land $96,400 Building $166,800	$263,200 (+28.89%) Land $96,400 Building $166,800
2022	$4,452.00	$204,200 Land $76,800 Building $127,400	$204,200 Land $76,800 Building $127,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Elm St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 540 Elm St E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Annandale serves 3,430 people · EPA ID MN1860002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Meeker Cooperative Light & Power Association, T-Mobile.

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